Aviva Health Insurance Plan pays you a lump sum amount in case you are diagnosed with any critical illness as listed ahead. The increasing health care costs over the years, and rising life expectancy rate makes you save funds during a medical emergency. Such unpredicted events can play confusion with our economic planning and cause sleepless nights. Aviva Health Insurance plans to ensure worth treatment, rather than having to worry about arranging the funds. The Aviva Health Secure Plan come to the save from Unexpected health problems. The Aviva Health Secure offer various options to ensure yourself and your family for sufficient sum, illnesses and major injuries.
Aviva Health Insurance Plan Review
As a person who earns money to support your family, you always want to offer the best medical facilities to your loved ones. The Aviva Health Insurance understands you and offers ultimate Health Insurance plan -Aviva Health Secure to protect your family from injuries. The Medical insurance scheme- Heath Secure by Aviva Life Insurance provides a fixed cash amount. Aviva Health Secure Insurance policy covers the Medical expenses of the policyholder. Depending on the health plan coverage, either the insured pays cost out-of-pocket and is then compensated. You can also check the policy details like Aviva Life Insurance Login, Status by the provision offered by the Aviva Life.
The Aviva Health Insurance Plans are magnifying to create a secure net around you to protect from all the unacceptable elements. The Aviva Life Insurance offers Aviva Health Secure Plan to its clients to fulfil the Promises Made to your Family. The policyholder can pay Health Insurance premium by using Aviva online payment via Aviva Login. The Insured can calculate premium by using Aviva Premium Calculator.
Aviva Health Secure Plan
Difficulties never state their arrivals. Some of these problems can often bring sudden hospitalisation causing an economical load on your family. The Healthcare costs impose like diagnostic tests, Surgeon’s fees, etc. may turn out to be too expensive. Aviva Health Secure Plan offers a fixed cash amount so you can spend time with your loved ones. Let’s take a look at the Benefits and Key Feature offered by the Aviva Health Insurance Plan.
Aviva Health Secure Plan Key Features and Benefits
- Coverage against 12 critical illnesses.
- Tax Benefits as per Section 80 (D) of Income Tax Act,1961.
- Lump sum payout on illness diagnosis.
- Critical Illness Benefit.
- Death Benefit: Aviva Health Secure is a pure health insurance product and hence nothing is payable in case of death of the life assured.
- Surrender Benefit: Aviva Health Secure is a pure health insurance product and hence nothing is payable in case of Surrender of the policy.
- Maturity Benefit: No maturity benefit is available under this plan.
Aviva Health Insurance Eligibility
Check the eligibility to get the Aviva Health Secure Plan in the following Section.
| S.no | Eligibility | Conditions | |
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Entry Age |
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| 2. | Maturity Age |
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| 3. | Policy Term |
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| 4. | Premium Paying Term |
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| 5. | Sum Assured |
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| 6. | Premium Payment Frequency |
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| 7. | Annual Premium. |
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| 8. | Premium Payment Term |
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| 9. | Rebate on Large Sum Assured | For Sum Assured of Rs. 10 Lacs and above. | |
| Sum Assured | Rebate per Rs. 1000/-Sum Assured | ||
| Greater than or equal to Lacs and Less than or equal 25 Lacs. | Rs. 0.90 | ||
| Greater than or equal to 25 Lacs. | Rs. 1.50 | ||
Diseases covered under Critical Illnesses
Check the list of 12 diseases cover under Aviva Health Secure Plan in the following section.
- First Heart Attack of specified severity.
- Stroke resulting in permanent symptoms.
- Cancer of Specified severity.
- Kidney failure requiring regular dialysis.
- Major Organ/Bone Marrow Transplant.
- Open Chest CABG.
- Benign Brain Tumour.
- Open Heart Replacement or Repair of Heart Valves.
- Motor Neurone Disease with Permanent Symptoms.
- Multiple Sclerosis with Persisting Symptoms.
- Coma of Specified Severity.
- Permanent Paralysis of Limbs.
Aviva Life Health Insurance Plan Buying Procedure
The Aviva Life Health Insurance Plan purchasing procedure is available here. Before purchasing the Aviva Life Health Insurance, read the Plan details carefully. The Insured can buy this Aviva Life Health Insurance Plan in two ways either online or offline. For Online mode refer the Aviva Life India Official Website. For offline mode, Visit the nearest Aviva Life Branch Office. Get the documents required for the Aviva Health Insurance Plans here.
- Proposal Form with the Photograph.
- Age proof of the Life assured.
- Nominee & Life Assured Address Proof.
Aviva Life Health Insurance Plans Claim Procedure
The Life insured can claim the Health Insurance plan offered by Aviva Life Insurance after the completion of the policy period. In the case of eventual illness of the policyholder, the nominee can claim instead of the Life assured. The insured need to submit the claim documents to Aviva Life Insurance Company or a Third Party Administrator (TPA) on the diagnosis of the cancer conditions. Insured can claim at the first diagnosis of any Illness provided the Critical Illness has been diagnosed after 90 days of the Policy starting date or the date of reinstatement. Once Aviva Company approves of the claim, the benefit amount payable under the policy will be transferred to policyholder’s account through a NEFT payout or transfer. Let us have a glance at the documents required for Claim the Aviva Life Aviva Life Endowment Plan here.
- Original policy Bond / Document.
- Discharge form.
- NEFT Payout Form.
- Cancel check or Bank Passbook xerox.
- Proof of Accident and Disability.
- Death certificate ( If in the case of the eventual death of the life insured).
Aviva Life Health Insurance Plan Premium Calculator
Aviva Premium Calculator is to calculate Premium amount for yearly, half-yearly, quarterly and monthly of any policy. This New Aviva Life Health Insurance plan calculator is used to estimate the benefits offered by the Aviva Life Health Insurance Plan. The Aviva Life Maturity Calculator provision helps policyholder to calculate the premium and amount paid to the insured after maturity. Aviva Life Premium Calculator is useful for the insured to calculate their Maturity amount and premium amount.
To knock the uncertainty of life, Aviva Life Health Insurance Plans offers a broad range of solutions. If you are looking for a plan that guarantees financial protection to your family or saving that extra bit of money for medical care, Aviva Life Health Insurance Plans are the best Option for you. Aviva Life Health Insurance Plan has come up with different insurance plans to assist you in all stages of life.
- Enter Name.
- Mobile number and email.
- Date of Birth.
- Policy term.
- Sum Assured.
Additional Information about Aviva Life Health Insurance
Freelook Period: The Policy Terms & Conditions can be reviewed within 30 days from the date of receipt of the Policy document. If the Policy is cancelled during this Freelook Period, the Company will refund the Premium paid after deducting proportionate Risk Premium and expenses incurred on medicals and stamp duty.
The cost of Medical Examination At the time of purchase of the Policy, the cost of medical examination and special tests, if any, will be borne by the Company. At the date of revival of a Lapsed Policy, the cost of medical examination and special tests, if any, will be borne by you.
Nomination and Assignment: Assignment & Nomination is allowed as per the provisions as per Section 38 and 39 of Insurance Act 1938, as amended from time to time.
Loan Facility: Loan Facility will not be allowed under Aviva Life Health Insurance plan.