A Home is a place which provides affection and security to you and your loved ones. Ensure your sweet home and everything in it. The Bajaj Allianz Home Insurance provides complete protection for your biggest investment and protects you from all your worries. For providing complete safety against accidental damages to your home, the Bajaj Allianz House Insurance provides cover with both to building and its contents. The Bajaj Allianz My Home Insurance Plan is a pre-packaged policy specially designed to serve the need of householders with the flexibility of selecting the House Insurance Plans as per your need.
Bajaj Allianz Home Insurance Plan Review
The Bajaj Allianz House Insurance covers all valuable things and assets owned by you. The Bajaj Allianz offers different Home Insurance plans for the Customers to provide the Insurance coverage for both own houses and the rented house. The Bajaj Allianz General Home Insurance provides security to your home or buildings and its content, accidental breakage of glass, Jewellery and any electrical appliances, etc. The Home Insurance Plans offered by the Bajaj Allianz General Insurance Company is My Home Insurance, Householders package policy, easy householders package policy. Buying the Bajaj Allianz Home Insurance is a wise thing to do. Financial Protection is provided to the Insured house and the items in the home.
With Bajaj Allianz General Home Insurance, the Insured can be financially prepared to face any unexpected incidents. The Householders package Policy offers a various plan to protect your property and your liability. The Home Insurance provided by Bajaj Allianz takes property damage to you and members of your family and legal responsibility for any injuries. The Bajaj Allianz, my Home Insurance policy, will help you restore your home safely. Bajaj Allianz House Insurance provides coverage against Fire, Burglary, Domestic and electronic appliances, etc. The Coverages, Features & Benefits for Bajaj Allianz Home Insurance is available below.
Bajaj Allianz House Insurance Plans
The different plans offered by the Bajaj Allianz General Insurance Company is available below. Check the list of plans and select the best policy that best suits you.
- My Home Insurance.
- Householders Package Policy.
- Easy Householders package policy.
Bajaj Allianz My Home Insurance Eligibility Details
Check Bajaj Allianz Home Insurance eligibility here. The following cases are eligible for Bajaj Allianz Householder package plan.
- For Own House: You can buy Home Insurance for the own house.
- For Rented House: The Insured can also buy Home Insurance only for the contents if that house is not own by you.
Bajaj Allianz Home Insurance Key Features & Benefits
You can check the my home insurance policy key features here.
- The Policy covers the contents of your home, including portable equipment.
- For Alternate Accommodation an Additional Benefit on rent is provided.
- Option to insure either the apartment/flat/building only, or contents only, or both.
- The Bajaj Allianz Home Insurance cover for works of art, valuables, jewellery.
- Bajaj Allianz House Insurance covers your home against loss from natural calamities, burglary, fire.
- Affordable, attractive rebates and premium.
- Several types of home insurance plan with various coverage options for you to choose from.
- Useful add-ons are offered by the company to customise your policy for total protection.
- The Bajaj Allianz Householder Insurance provides complete protection for contents, property, and interests of the insured and their family members in a single policy.
Bajaj Allianz Home Insurance Coverages
The Home Insurance offered by Bajaj Allianz General Insurance Company is a property insurance planned to protect you home against damages to the possessions in the house or home itself. The Bajaj Allianz my Home Insurance policy offers a complete security to the insured in the form of Home Insurance Policy. The Householder package policy provided by Bajaj Allianz Insurance provides protection against accidental damages to you home. You can buy and renew policies Online. Check the list of Bajaj Allianz Home Insurance Coverage is available here.
Under this Bajaj Allianz Home Insurance, the House Breaking option covers house breaking due to any Theft or Burglary.
Natural Calamities and Fire
The Fire Coverage covers a provides a loss to the home due to fire or any loss of household goods or any earthquake risks due to the fire accident.
The Bajaj Allianz Home Insurance policy covers an accidental damage of any fixed plate-glass.
The Domestic Appliances option includes damages or loss of any household appliance or electrical devices such as TV or refrigerator etc. The Bajaj Allianz General Insurance company will cover the Domestic Appliance Loss in the form replacement value of the same new thing.
If any loss occurs due to any Housebreaking or fire & allied perils or Accidental injuries are covered under Bajaj Allianz Home Insurance Policy.
Domestic Workmen Compensation and Public Liability
The Public Liability and Domestic Workmen compensation will cover under Bajaj Allianz my Home Insurance policy.
Personal Computers or Laptops
The Bajaj Allianz Householders package policy includes the loss of Personal Computers or Laptops with some exclusions.
Liabilities like tenants legal liability
The Liabilities like tenants legal liability option will cover under Bajaj Allianz Home Insurance policy.
Addon Covers of Bajaj Allianz Home Insurance
For complete protection of your home, Bajaj Allianz General Insurance provides add-on covers on payment of additional premium.
- ATM withdrawal robbery cover.
- Dog insurance cover.
- Loss of rent cover.
- Employees compensation cover.
- Lost wallet cover.
- Keys and locks replacement cover.
- Public liability cover.
- Temporary resettlement cover.
Bajaj Allianz Home Insurance Exclusions
List of exclusions of Home Insurance offered by Bajaj Allianz General Insurance. Check the Bajaj Allianz my Home Insurance Plan Exclusion in the below section. The Bajaj Allianz Home plan does not cover claims arising out of specified exclusions. Check the Some notable exclusions mentioned below.
The policy does not cover loss or damage to the property by or due to or arising from:
- Damage which is pre-existing in nature (applicable to contents and building).
- Any apartment/flat/independent building which is more than 30 years old and which is of kutcha construction.
- Misrepresentation, misdescription, or non-disclosure of any material information.
- Contents and valuables of a flat/apartment/independent which is not occupied by a tenant for residential purpose.
- Manufacturing defects in electrical, mechanical, and electronic items.
Bajaj Allianz My Home Insurance Plan provides complete protection for your home from natural calamities, fire or burglary. The Plan consists of Platinum, Diamond, Gold policies. The Insured must select the add-on covers according to the requirement. On Payment of additional premium worldwide coverages are provided. The UIN is BAL-OT-P14-73-V01-13-14. For more details check the Bajaj Allianz My Home Insurance Policy broucher.
The House Holders Package Policy of Bajaj Allianz is a comprehensive home insurance policy for the Insured. The Personal Accident Insurance is covered in this policy. The premium rates vary according to the risk. Free look period is provided by the Company. For more information, check the Bajaj Allianz House Holders Package Policy broucher.
The Bajaj Allianz Easy Householders Package Policy provides the convenience from the 3 customised plans. The Claim Process is simple and provides various coverages for the Insured. Refer the Easy Householders Package Policy broucher for more details.
Bajaj Allianz Home Plan Buying Process
The Bajaj Allianz Home Insurance purchasing process is available here. Before buying the Bajaj Allianz My Home Insurance, read the Plan details carefully. The Insured can buy this Bajaj Allianz Householders Package Policy in two ways either online or offline. For Online mode refer the Bajaj Allianz General Insurance Official Website. For offline mode, Visit the nearest Bajaj Allianz Branch Office. Get the documents required for the Bajaj Allianz General Home Insurance Plans here.
Steps to Purchase Bajaj Allianz Home Insurance
- Get an online quote: Select your Policy type, coverages.
- Fill the Proposal form: Fill the necessary information in the proposal form.
- Review of the Proposal: It necessary to take a Review of the selected quote.
- Verify the information like nominee name and the premium you need to pay.
- After the confirmation of terms and conditions, premiums, select a payment method.
- The Payment can be made by Debit Card or Credit Card or Net Banking.
- Download the schedule of the policy and print it out.
- Take a copy of the Home Insurance policy at the time of registration.
Bajaj Allianz Home Insurance Renewal Process
The Bajaj Allianz Home Insurance Renewal is possible in two ways. Either On offline or online. For offline renewal of Home Insurance, you must visit the Bajaj Allianz General Insurance Branch Office within the grace period. You should fill the respective forms regarding the Home Insurance policy and make a payment. Bajaj Allianz Home Insurance Renewal Process through Offline is a time taking process. To make renewal process easy for you, Bajaj Allianz General Insurance company offers Bajaj Allianz Online renewal option.
Bajaj Allianz Home policy renewal through online is an easy process compared to the offline process. The Bajaj Allianz online renewal option assists the insured to renew your Bajaj Allianz Home Insurance Policy through online. By using the Bajaj Allianz Home policy through online, you can renew the policy at any time any place with simple clicks. Bajaj Allianz General Insurance policies have the policy period of One year. If you are interested in continuing the Home Insurance policy, then He/She can renew the policy every year by Bajaj Allianz General Insurance renewal through online. Check the Contents required for the Bajaj Allianz General Insurance- Home Insurance Renewal.
- Name of the Policyholder.
- Date of Birth.
- Policy Document Number.
- Email ID of Policyholder.
- Mobile Number.
Bajaj Allianz Home Insurance Claim Procedure
The Insured can claim the Home Insurance plan offered by Bajaj Allianz General Insurance after the completion of the policy period. In the case of the unexpected event to your house, the insured can apply for a claim to the Company. The insured need to submit the claim documents to Bajaj Allianz General Insurance Company. Once Bajaj Allianz Company approves of the claim, the benefit amount payable under the policy will be transferred to policyholder’s account through a NEFT payout or transfer. Let us have a glance at the documents required for Claim the Bajaj Allianz General Home Insurance Plan here.
- Original Policy Document or Bond.
- Proof of Accident and Disability.
- Cancel check or Bank Passbook xerox.
- NEFT Payout Form.
Bajaj Allianz Home Insurance Plan Premium Calculator
Bajaj Allianz Premium Calculator is to calculate Premium amount for yearly, half-yearly, quarterly and monthly of any Home Insurance policy. This Bajaj Allianz Home plan calculator is used to estimate the benefits offered by the Bajaj Allianz. To make your Home comfortable, Bajaj Allianz Home Insurance offers a broad range of solutions. If you are looking for a plan that guarantees protection Bajaj Allianz Home Plans are the best Option for you. Bajaj Allianz Home Insurance Plan has come up with different insurance plans to assist you in all stages of General. Bajaj Allianz Premium Calculator is useful for the insured to calculate their premium amount.
- Enter Name of the policyholder.
- Mobile number & email Id.
- Date of Birth.
- Sum Assured.
- Policy term.