Travelling makes everyone forget their stress in their daily activities. To overcome the stress, Nowadays People are choosing adventure travels just for the sake of adventure and spending the time with their family. Travelling with your loved ones creates memories which we preserve throughout the life. But no one is expecting the damages that occurred during travelling. There may be a chance of unexpected events like Accidents/ illness. At that time, the individuals must need medical services and financial support. For that purpose, the Bajaj Allianz General Insurance Company is offering Travel Insurance Plan for the individuals. The Key Features, Benefits and Key Features of the Bajaj Allianz Travel Insurance are provided here.
Bajaj Allianz Travel Insurance Plan Review
The Bajaj Allianz General Insurance Company offers Bajaj Allianz Travel Insurance Plans to protect you against travel risks. The Company offers Insurance policies not only for Travel but also for Home, Health, and also provides Commercial Vehicle Insurance Policies. The people who want to go abroad for can buy the Travel Insurance Plan to enjoy the features and the benefits offered during hospitalisation or some critical situations. The Insurance company provides the coverages and other additional features for the policyholders. The individuals can buy the Travel Insurance Plans either from online or the nearest branch office.
The Bajaj Allianz Travel Insurance policy provides medical expenses during illness. Also, the Bajaj Allianz General Travel Insurance policy makes you feel comfort during travelling. Hence, all persons are buying this Travel Insurance Plan to get some financial support during unexpected events in the travelling. The Key Features, benefits and the coverages of the Bajaj Allianz International Travel Insurance Plan are clearly mentioned below.
Types of Bajaj Allianz Travel Insurance Plan
The Bajaj Allianz Insurance company offers Four types of Travel Insurance Plans which will help the Insured during the times of need. In additions, the Travel Insurance plan is offering various key benefits and benefits based the type of insurance plan chosen by the policyholders.
- Individual Travel Insurance.
- Family Travel Insurance.
- Senior Citizen Insurance.
- Student Travel Insurance.
Key Features and Benefits of Bajaj Allianz Travel Insurance
The policyholder can choose the appropriate Travel Insurance Plan based on their need. The Bajaj Allianz Insurance Company is offering the travel insurance plans for the Individuals, Family, Students and Senior Citizens. Also, it provides various key features and the benefits and is listed below.
- Individuals can buy through online.
- Offers Innovative packages to fulfil the needs of Individuals.
- Provides Claim Procedure.
- Offers special Insurance plans to Students and Senior Citizens.
- Covers expenses of hospitalisation, loss of baggage, trip cancellation.
- Personal liability.
- Personal accident.
Bajaj Allianz Travel Individual Insurance Plan
Sometimes Travelling abroad may result in a lot of problems. At that time, the individual needs Medical services and the financial support in the foreign country. Then the Bajaj Allianz Individual Travel Insurance Policy provides the services, coverages to the Insured.
Coverages of Bajaj Allianz Individual Travel Insurance Plan:
- Covers expenses of hospitalisation, loss of baggage and other incidental expenses.
- Provides Financial Support against trip cancellation.
- Quick disbursement of claims.
- Offers Innovative packages to fulfil the individual needs.
- Policyholders can renew the Insurance Plan.
- The Company offers Golfer’s Hole-in-one is a sporting gesture.
- Provides Emergency Cash in Advance.
Bajaj Allianz Individual Travel Insurance Plan Exclusions:
- Any medical condition or complication existed before.
- Routine physical or other examination where there is no objective indication of impairment of normal health.
- Medical expenses beyond the expiry of the policy period.
- Experimental, unproven or non-standard treatment.
- Delay of baggage when the intended destination is in India.
- Loss caused by the insured’s failure to take reasonable steps to guard against the loss of passport.
- When the policyholder is taking Allopathy Treatment.
Premiums to be Retained by the Bajaj Allianz General Insurance Company:
| Period of Risk | Percentage of Premium |
| Above 50% of Policy Period | 100% |
| Between 40-50% of Policy Period | 80% |
| Between 30-40% of Policy Period | 75% |
| Between 20-30% of Policy Period | 60% |
| Policy inception-20% of Policy Period | 50% |
Bajaj Allianz Family Travel Insurance Plan
Bajaj Allianz Travel Family Plan is a package designed to protect your family while travelling abroad. The plan covers self, spouse (upto 60 years of age) and two children (under 21 years) against medical eventualities and provides financial benefits to the entire Family.
Coverages of the Bajaj Allianz Family Travel Insurance Plan:
- Covers the policyholder against trip cancellation, trip curtailment and burglary of your home*
- Provides Claim Services to the policyholders.
- Innovative packages to match individual needs.
- Offers Online Buying of the Family Insurance Plan.
- Provides 24 hours Call Centre service.
- Cover against loss of passport, baggage.
Bajaj Allianz Family Travel Insurance Plan Exclusions:
- Insured Person is travelling against the advice of a Physician.
- Any Pre-existing Condition or any complication arising from it.
- When the Insured commits suicide.
- Serving in any branch of the Military or Armed Forces of any country, whether in peace or War.
- When the policyholder is a drug addict or alcoholic.
- Any loss arising out of War, civil war, invasion, insurrection, revolution, act of the foreign enemy.
- Participation in winter sports, skydiving/ parachuting, hang gliding, bungee jumping, mountain climbing.
- Delay of baggage when the intended destination is in India.
- Loss caused by the insured’s failure to take reasonable steps to guard against the loss of passport.
Bajaj Allianz Senior Citizen Travel Insurance Plan
Bajaj Allianz Senior Citizen Travel Companion is a comprehensive plan designed to protect senior citizens against medical eventualities, loss of baggage, flight delay, etc., during their international travel. At that critical cases, the company is liable for the financial support and offers claim process to the Insured.
Coverages of Bajaj Allianz Senior Citizen Travel Insurance Plan:
- Offers the Comprehensive plan for travel in Asia.
- Provides Innovative packages to fulfil the needs of the Insured.
- Covers the expenses of medical treatment during hospitalisation.
- Provides 24×7 services to the policyholders.
- Tailor made plans for senior citizens
- Quick disbursement of claims.
Bajaj Allianz Senior Citizen Travel Insurance Plan Exclusions:
- Experimental, unproven or non-standard treatment.
- When the Insured commits suicide.
- When the policyholder is a drug addicted or alcoholic.
- Loss caused by the insured’s failure to take reasonable steps to guard against the loss of passport.
- When the policyholder is taking Allopathy Treatment.
- If the Insured involves in any criminal cases.
Bajaj Allianz Student Travel Insurance Plan
Student Travel Plan is a special customised travel plan that fulfils the needs of an individual travelling abroad. The Bajaj Allianz student Travel Insurance Plan covers all medical eventualities including hospitalisation and other incidental expenses.
Coverages of the Bajaj Allianz Student Travel Insurance Plan:
- Offers Customised plans for students travelling abroad for studies.
- Covers medical expenses during hospitalisation.
- Provides Tuition fee cover.
- Offers Family Cover.
Bajaj Allianz Student Travel Insurance Plan Exclusions:
- Any Pre-existing Condition or any complication arising from it.
- Insured Person is travelling against the advice of a Physician.
- Serving in any branch of the Military or Armed Forces.
- When the policyholder is a drug addict or alcoholic.
- When the Insured commits suicide.
- Any loss arising out of War, civil war, invasion, insurrection, revolution, act of the foreign enemy.
- Delay of baggage when the intended destination is in India.
Premiums to be Retained by the Bajaj Allianz General Insurance Company:
| Period of Risk | Percentage of Premium |
| Above 50% of Policy Period | 100% |
| Between 40-50% of Policy Period | 80% |
| Between 30-40% of Policy Period | 75% |
| Between 20-30% of Policy Period | 60% |
| Policy inception-20% of Policy Period | 50% |
Buying Process for Bajaj Allianz International Travel Insurance Plan
Bajaj Allianz Travel Insurance Plans are available at the Nearest Branch Office, or you can buy from the Agent of Bajaj Allianz General Insurance Company. The Proposal Forms are also available at the Bajaj Allianz Official website. The individuals can directly download them from the homepage. Some Bajaj Allianz Travel Insurance Plans can also be available at online at Bajaj Allianz Official page. The Documents required for buying Travel Insurance Plans are below.
- Application form / Proposal form with the proper photo.
- Address Proof for validation.
- Age Proof.
- Medical Reports (if Mandatory).
Online Renewal Procedure of Bajaj Allianz Travel Insurance
Bajaj Allianz General Travel Insurance renewal can be done in two ways, either through offline or online. For offline renewal, insured must visit the Bajaj Allianz General Travel Insurance Branch Office within the grace period. Insured should fill the corresponding forms regarding the policy and make a payment. Offline Insurance renewal process is a time taking process. To make renewal process easy Bajaj Allianz Travel Insurance company offers an Online renewal option. Bajaj Allianz International Travel Insurance renewal through online is an easy process compared to the offline process. The Bajaj Allianz General Travel Insurance company assists you to renew your Insurance Policy through online.
Bajaj Allianz Travel Insurance Plan Claim Procedure
The Policyholder can claim the Insurance plan offered by the Bajaj Allianz Travel Insurance Company. First of all, to claim, you have to intimate the Travel Insurance company through the available Toll Free Numbers. It happens after the completion of the policy period. In the case of any bad situation, they can claim the amount. Consequently, they can claim immediately after they get injured or Baggage Loss. The insured need to submit the claim documents to the company. Once Travel Insurance Company approves the claim, the benefit amount payable details are provided in Coverages table. Therefore, At Bajaj Allianz General Travel Insurance company valid claims in a fair and timely manner are made and the claims service providing are:
- Emergency situations assistance will be provided.
- Relieve the stress of a claim by coordinating repair and replacement of your assets.
- Up to date progress of your claim will be informed.
- Provide you with the choice of accessing our preferred local service providers.
Bajaj Allianz Travel Insurance Policy Premium Calculator
Premium Calculator is to calculate Premium amount for yearly, half-yearly, quarterly and monthly of any policy. This Bajaj Allianz Travel Insurance premium calculator is used to estimate the benefits offered by theBajaj Travel Insurance Plan. The Calculator provision helps the policyholder to calculate the premium and amount paid to the insured after maturity. Bajaj Allianz Premium Calculator useful for the insured to calculate their Maturity amount and premium amount. The Bajaj Travel Insurance Premium Calculator is available on the official website. Therefore, the data required for calculating premium amount using following details:
- Enter Name.
- Date of Birth.
- Mobile number and email.
- Policy term.
- Sum Assured.