The complete information regarding various Health plans offered by the Bharti AXA General Insurance Company is given here. This Bharti AXA General Health Insurance Company provides various plans to its customers like Health, Travel, Car Insurance, Two Wheeler plans, and travel insurance plans, etc. Find the Individual plan details like eligibility, Inclusions, Exclusions, etc.
Bharti AXA General Health Insurance
We all know that our health is our wealth. So, to protect our health, it is better to take a health insurance policy. Choosing best Insurance company is also an important factor to get more benefits. Bharti AXA redefining General insurance company offers a wide range of health insurance plans to their customers. But most of the life assured are confused in the plan selection process. This article covers the various plans included in the Bharti AXA General Insurance Company. So, you are advised to read all the details of individual Bharti AXA General Health Insurance Plan. The Various Plans Covered under the Bharti AXA Health Insurance are as follows
- Critical Illness Insurance.
- Personal Accident Insurance.
Bharti AXA Critical Illness Insurance Plan
In Major illness situation, it not only means large costs for medical care, but it also puts tremendous pressure on your family to manage their living expenses while the patient recover. In that case, your Critical Illness insurance plan can come to your aid by not only covering hospitalisation cost but also providing you with lump sum compensation that can help you meet your day to day expenses like Car and House EMIs, child’s school fees, credit card payments, etc. This Bharti AXA Critical Illness Insurance plan details like Key Benefits, Inclusions, exclusions are enclosed here in detail.
Key Features of Bharti AXA General health Insurance Plan
- There is no need of medical check-up up to 45 years.
- You can easily Renewal your policy for Lifetime.
- Tax benefits are applicable under the section of 80 (D).
- 24×7 claim to support and easy claim settlement process available for this policy.
- Every year maximum 5% renewal discount is provided UP to 25% on a progressive scale.
Inclusions of Bharti AXA Insurance Plans
There are nearly 20 Major Inclusions covered under this Bharti AXA Insurance Plans.
- Surgery to Aorta.
- Kidney Failure.
- Coronary Artery Disease.
- End Stage Lung Disease.
- Heart valve surgery.
- First Heart Attack.
- Aplastic Anemia.
- Coronary Artery bypass surgery.
- Primary Pulmonary Hypertension.
- Major Organ/Bone Marrow Transplantation.
- Major Burns.
- Bacterial Meningitis.
- Motor Neurone Disease.
- Fulminant Hepatitis.
- End Stage Liver Failure.
- Terminal Illness.
- Multiple Sclerosis.
Exclusions of Bharti AXA Critical Illness Insurance Plan
- Treatment received overseas.
- Any pre-existing conditions/ diseases/ injuries at the inception of the policy cover.
- Medical treatment required following any criminal act of the policyholder.
- Hospitalisation expenses for treatment taken for disease/illness within 60 days of inception of the policy.
For more info about this Bharti AXA General Insurance, Plan Download the product broucher and read te complete details.
Personal Accident Insurance of Bharti AXA General Health Insurance
Personal Accidents can create destruction in anyone’s life. The Serious offence caused by a personal accident can resentfully affect your daily expenses, earning capabilities, a well-being of your immediate family and can therefore significantly impact your life in no of ways. So, being financially prepared is necessary to deal with any major accident resulting in permanent disablement or death. With Bharti AXA Personal Accident policy you can be shielded yourself against all such eventualities. With this ‘Smart Individual, Personal Accident’ you will get lump sum compensation for any accidental death or permanent disability which occurred on account of an accident in anywhere across the globe.
Key Benefits of Bharti AXA General Insurance
- Zero medical tests.
- Permanent total disablement.
- Easy and simple form.
- Cover applicable across the world.
- Death due to the personal accident.
- In a case of Permanent partial disability.
- On select Personal Accident Plans, it provides Daily Hospital Cash to the policyholders.
- Double indemnity for death or permanent total disablement while travelling in public transport (on select PA plans).
- No documentation.
Inclusions of Bharti AXA General Insurance Plan
- Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance.
- Permanent Total Disablement.
- Hospital Daily Cash.
- Accidental Medical Expenses.
- Permanent Partial Disablement.
- Accidental Death.
Exclusions of Bharti AXA Personal Accident Plan
- Influence of Liquor or drugs.
- Self-injury, suicide or attempted suicide.
- Any pre-existing disability/accidental injury.
- Venereal Disease, AIDS or insanity.
- War and nuclear risk, terrorism, criminal acts.
Bharti AXA Health Insurance Premium Calculator
The Bharti AXA Policyholders can make use of the Bharti AXA Insurance Premium Calculator to compute the monthly Premium of the buyed Bharti AXA Health Insurance Plans. With this, you can check the total Maturity Amount of your buyed policy. Before going to refer the premium amount by using the premium calculator, you also need to have the necessary information about your policy. The Basic Information of Bharti AXA Health Insurance Plans listed here for your reference.
- Mobile Number.
- Mail Id.
- Policy Investment.
- Age, and
- Minimum Sum Assured required calculating the Bharti AXA Insurance Premiums.
Bharti AXA General Insurance – Buying Process
The Bharti AXA Buying Process is available in many methods. One way of buying Bharti AXA Health Insurance Plans is by visiting the nearest Bharti AXA Insurance Company Branch Officer. You can also buy the new Bharti AXA Investment Plans in Online by visiting the its official website. An online Buying process is very easy rather than visiting the branch office. Another way of buying process is contacting the Bharti AXA Agent. For buying new Health insurance, first of all, you get ready with these documents required to fill the application form?
- Address Proof.
- Medical Reports (if required).
- Proposal form in addition to the photo, and
- Age Proof, and so on.
Bharti AXA Health Insurances Renew Online
Many policyholders are delaying their process to Renew the Bharti AXA Insurances. Since this is because of the lack of the customers time, financial problems. For the sake of those Users, the company has invented a method called Renew Online. You can also visit the nearest Branch Office to renew your Bharti AXA Health Insurance Policy. Another way for the Bharti AXA Insurance Renewal is contacting the Bharti AXA Agents. Directly visit the Official Website and click on Renew Policy to renew the Bharti Health Insurance Plans. The details required while renewing the policy are Policy ID, Policyholder’s Name and Details, Date of Birth, and so on.
Claiming Process of AXA Health Insurance
The Claim Process of the Bharti AXA General Health Insurance plans will exist with the unforeseen situations occur while Healthline/ missing of the flight/ train of the Policyholder. To claim the buyed policy, you need to submit the related documents of the policy. Finally, the documents required while claim process of the Bharti Health Insurance Plans listed below. As a result, you will get the claim benefits along with the additional benefits.
- NEFT Form.
- Date of Birth Proof.
- A copy of Pass Book.
- Address Proof of Nominee.
- Hospital Records including Discharge Summary.
- Additional documents, in the case of death, occurred due to unnatural or accidental death.
- Death Certificate Original from Municipal / Local Authorities.
- Original Policy Document, and
- Claimant’s Statement and Claim Forms.