Bharti Axa Health Insurance Plan Features and Benefits are available here. Check the Premium Calculator for the Bharti Axa Insurance Health Policy and buy the Bharti Axa Insurance Plan. The complete details like Eligibility, Bharti Axa Health Plan Buying Process and Claiming Process are provided here.
Bharti Axa Health Insurance Plan
Bharti Axa Health Insurance Plan is one of the Best Health Insurance Plan in India. The People who want to protect them selfs and their family can buy this Policy. In this Plan, You can Claim for unrelated critical illnesses. After making the first Claim, all your premiums waived off and paid by the Bharti Axa Life Insurance Company. The UIN – 130N047V02 is the Unique Identification Number for the Bharti Axa Health Insurance Policy. For more details regarding the BhartiAxa Health Insurance Plan click on the BhartiAxaLife Health Insurance Policy Brochure here.
Why Do You Need to Buy Bharti Axa Life Health Insurance Plan?
There are mainly 4 Reasons to buy this Bharti Axa Health Insurance Plan Policy.
Provides cover for 13 critical illnesses
The thirteen critical illnesses are split into three groups- Group A, Group B and Group C.
Can make up to 3 Claims during the Policy Term
After the first Claim, policyholder falls under one of the these three groups, still eligible for a second and third Claim from the other two other groups.
Your burden can be reduced by waiving off future Premiums after the first Claim is made.
The Company will pay all the future premiums on your behalf. Keep your Plan cover in force until Maturity.
You get 100% Sum Assured for Claim.
After the first Claim, you will get 100% of the Sum Assured. For the remaining two Claims provided the event is not included in the same group. No benefits provided a period of 365 days between each Claim.
Benefits of Bharti AxaHealth Plan
No benefits provided a period of 365 days between each claim.
| Covered Event | Payments |
| First Critical Illness | 100% of Sum Assured. The premium payments towards the Plan waived off. |
| Second Critical Illness | if the event is not included in the first critical illness event then 100% of Sum Assured. |
| Third Critical Illness | 100% of Sum Assured if the event not included in the same groups for first and second critical illness event. |
Tax Benefit : Customer will receive tax benefits under Section 80D towards health insurance benefits of the Income Tax Act, 1961.
Waiver of Premium: Once you have made the first claim, all your premiums are waived off. Bharti AXA Life will pay all the future premiums on customers behalf and take the responsibility to keep your Plan cover in force until maturity.
BhartiAxa Life Health Plan Eligibility criteria
The Eligibility details for the Bharti Axa Health Insurance Plan is provided here.
| Parameter | Eligibility |
| Policy Term | 15 years |
| Premium Payment Term | 15 years |
| Minimum Age at Entry | 18 years |
| Maximum Age at Entry | 65 years |
| Maximum Age at Maturity | 80 years |
| Minimum Sum Assured | Rs 2,00,000 |
| Maximum Sum Assured | Rs 30,00,000 |
| Premium Payment Modes | Annual, Semi-Annual, Quarterly & Monthly |
Who can buy Bharti Axa Triple Insurance Policy?
| Parameter | Eligibility |
|---|---|
| Minimum age at entry | 18 years |
| Maximum age at entry | 80 years |
| Maximum age at Maturity | 85 years |
Bharti AxaLife Health Insurance Policy Claims Process
Dedicated claim handler:
Dedicated claim handler will assist the policyholder throughout the claim process. The dedicated claim handler will give the explanation of the entire process, information about the documents required, how to fill the form and also resolve your queries.
Guaranteed Fund releases in 48 hours
Guaranteed Fund releases in 48 hours instant financial support. The Death Benefit under a Unit Linked plan includes a Fund Value, which will be issued within 48 hours of the intimation. We also promise that for delay of every working day the additional payout of 1% of fund value is provided. The other component of the death benefit is processed as per the plan terms.
Quick processing
Quick processing for customer convenience. The Bharti AxaLife Insurance Company aim to complete it in 5 days. For early claims, aim to complete it in 90 days. From the receipt of all needed documents.
Family care benefits
Family care benefits to secure your family. A unique proposition, a part of the life insurance benefit Rs 100,000 is paid as a lump sum to the nominee in case of Life Insured death, within 48 hours of submission of all relevant documents regarding Claim.
Terms and Conditions for the Bharti Health Insurance Plans
- The Customer should not have any pre-existing illnesses while they are applying for this Health Insurance Policy.
- Waiting Period: For policy inception or any subsequent reinstatement there will be 90 days waiting period provided by the Bharti Axa Company. If Policyholder covered critical illness during this waiting period, then you will not be eligible to receive your first claim.
- Survival Period: For every claim, there will be a survival period of minimum 30 days applicable.
- Grace Period: The Grace period for all premium payments is 30 days from the due date.
- Free-look Option: If you do not agree with any of the terms and conditions of this Bharathi Axa Life Health Policy, then you have the option to return the original Health Insurance Policy Bond along with reasons for the objection letter within 15 days of receipt of the Original Bharati Axa Insurance Policy Bond.
For more additional information regarding this policy visit the official website of Bharti Axa Life Health Insurance.
Bharti AxaLife Health Insurance Plans Premium Calculator
The Bharti Axa Triple Health Insurance Plan Premium Calculator is available on the official website. There is need of data to calculate the premium and for Axa Health Plans. This Health Insurance Premium Calculator is also available on our site. The People who are interested in buying this policy have to know complete details about the policy. Those have to check the premium details and buy Bharti AxaLife Health Policy to secure you and your family. Therefore the required data for the Insurance Health Plans Premium Calculator is
- Name of the Policyholder.
- Age Proof.
- Email Id.
- Mobile Number.
- Policy Term.
- Sum Assured.
Age Wise Premium Rates for Bharti Axa Life Health Plan
Check Premium Rates for Bharti Axa Health Plans here.
| Sum Assured (Rs) | Age at Entry | Premium Amount (Rs) | |
| Male | Female | ||
| Rs. 10,00,000 | 25 Years | Rs. 3,320 | Rs. 3,570 |
| 35 Years | Rs. 6,090 | Rs. 5,820 | |
| 45 Years | Rs. 14,200 | Rs. 12,810 | |
| Rs. 5,00,000 | 25 Years | Rs. 1,975 | Rs. 2,095 |
| 35 Years | Rs. 3,360 | Rs. 3,220 | |
| 45 Years | Rs. 7,420 | Rs. 6,725 | |
| Rs. 2,00,000 | 25 Years | Rs. 1,358 | Rs. 1,408 |
| 35 Years | Rs. 1,916 | Rs. 1,862 | |
| 45 Years | Rs. 3,562 | Rs. 3,282 | |
Bharti Axa Health Insurance Plan Buying Process
Bharti Axa Life Health Insurance Plan is available at the Nearest Bharti Axa Life Insurance Branch Office, or you can buy from the Bharti Axa Health Insurance Agents. Online Buying is also available on the official website. The Customers can directly buy the Policy from the homepage. Check the Bharti Axa buying Process
- Open the Official Website www.bharti-axalife.com.
- Click on the Buy Online option.
- Select the Bharti Axa Health Insurance Plan.
- Fill the Text boxes with correct details.
- And upload the required documents with specified size.
- Finally Submit the form carefully.
- Take a Print out for the further reference.
Bharti Axa Life Health Policy Claiming Process
The Policyholder/ Nominee can apply for the Claim in the case of Sudden Death or Disability Occurred due to the Sudden Accident of the Policyholder within the Policy Term. The respective individual can apply for Claim process through online at the official website. First, the user has to register for the claim and upload the needed documents. There is one option available to the customers which customers can track their claim. The alternative ways to apply for the claim such as at Branch Office, Mail Id services and Helpline Number.
About Bharti AXA Insurance Company
Bharti AXA Life Insurance Company is one of the Life Insurance Industry. It was started in 2006 and its headquartered in located at Goregaon, Mumbai. The CEO (Chief Executive Officer) of Bharti AXA Insurance Company is Sandeep Ghosh. The AXA Group and Bharti Enterprises joint venture are Bharti AXA Life Company. The joint venture has a 26% stake from AXA and 74% stake from Bharti.