The rising Medical care costs over the years, and increasing life expectancy rate makes you arrange funds during a medical emergency. Such unforeseen events can play chaos with our financial planning and cause sleepless nights. Birla Sun Life Health Insurance plans to ensure quality treatment, rather than having to worry about organising the funds. The Birla Sun Life Health Solutions come to the rescue from Unexpected health problems. The Health & Wellness plans of Birla Sun Life offer different options to ensure yourself and your family for sufficient sum, major illnesses and injuries.
Birla Sun Life Health Insurance Plan Review
As a breadwinner, you always wish to provide the best medical care facilities to your loved ones. The Birla Sun Life Insurance understands you and offers 2 Ultimate Health Insurance plans to protect your family from injuries and health issues. The health Insurance plans provided by Birla Sun Life Insurance provides a fixed cash amount. BSLI Hospital Insurance policy covers the Medical expenses t of an insured. Depending on the health plan coverage, either the insured pays cost out-of-pocket and is then reimbursed. You can also check the policy details like Birla Sun Life Login, Status by the provision offered by the BSLI.
The Birla Sun Life Health Insurance Planas are enhancing to create a safety net around you to protect from all the undesirable elements. The BSLI offers Two Health& Wellness Plans to its Customers to fulfil the Promises Made to your Family. The insured can pay Health Insurance premium by using Birla Sun Life online payment via Birla Sun Life Login. The Insured can calculate premium by using Birla Sun Life Premium Calculator.
BSLI Health Insurance Plans
Hassles never announce their arrivals. Some of these difficulties can often bring unexpected hospitalisation causing a financial load on your family. The medical care costs, charges like Surgeon’s fees, diagnostic tests, etc. may turn out to be expensive. Birla Sun Life Health Insurance Plans offers a fixed cash amount so that you can spend time with your loved ones on the path of recovery. Let us have a look at the Significant Benefits and Key Feature offered by the BSLI Health Insurance Plans.
List of Heath Plans of Birla Sun Life Insurance
- Birla Sun Life Insurance Hospital Plus Plan.
- BSLI Cancer Shield Plan.
BSLI Hospital Plus Plan
Birla Sun Life Hospital Plus Plan offers a fixed cash amount in the event of hospitalisation so that you can spend time with your loved ones on the path of recovery, instead of thinking about hospital bills. As a breadwinner, you always strive to protect you and your loved ones’ life with the best healthcare facilities. BSLI Presents Hospital Plus Plan which offers a fixed cash amount in the event of hospitalisation. Birla Sun Life Hospital Plus Plan is a supplement to Health Insurance Policy and helps insured financially to lessen additional expenses.
BSIL Hospital Plus Plan Key Features
- Fixed cash on Hospitalisation.
- Accidental hospitalisation.
- A flexibility of selecting Four Benefit Options to suit your needs.
- Offers Family Cover.
- Recuperative Benefit.
- Income Tax benefits under Section 80 D of the Tax Laws.
Benefits of BSIL Hospital Plus Plan
- Daily Hospitalization Cash Benefit: Within a period of more than two days (48 hours) you will receive the DHCB (Daily Hospitalization Cash Benefit) per life for each Day in Hospital retrospectively.
- No Death Benefits & Maturity Benefits: No death and maturity benefit available under BSIL Hospital Plus Plan.
- Accidental Hospitalization Benefit.
- Recuperative Benefit: On the hospitalisation of a policyholder for consecutive ten days or more and where the Daily Hospitalization Cash Benefit is payable.
Birla Sun Life Hospital Plus Plan Eligibility
| S.no |
Eligibility |
Conditions |
| 1. | Entry Age |
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| 2. | Renewable Age | Maximum Maturity Age.
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| 3. | Policy Term |
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| 4. | Premium Paying Term |
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| 5. | Sum Assured | Four Benefit Options as listed below.
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| 6. | Premium Frequency |
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| 7. | Minimum Premium | For Age band 18 years – 25 years, For one adult.
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| 8. | Maximum Premium | For Age band 63 years to 65 years, For one adult.
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BSLI Hospital Plus Plan Exclusions
Any Treatment for the following diseases.
- Due to a pre- Existing illness.
- Elective surgery or Treatment (which is not medically necessary).
- Any dental care or surgery of cosmetic nature.
- Psychiatric or psychosomatic or mental disorders.
- HIV or AIDS, AIDS.
- Pregnancy and childbirth, abortion and its consequences.
- Organ transplantation where the policyholder is the donor.
For more information refer Birla Sun Life Hospital Plus Plan Brochure.
Birla Sun Life Cancer Shield Plan
Cancer can spank fear into everyone’s mind. Because this life-threatening disease-Cancer, not only impacts the body but also puts your financial balance under tremendous strain. With post-haste changing lifestyles, the risk of cancer is growing at an frighten rate in India. The best way to fight against cancer is to prepare for it. Just like all diseases in life now it is time to plan for Cancer at every stage with BSLI Cancer Shield Plan. The Birla Sun Life Cancer Shield Plan offers the best features to its customers. Let us have a look at the Key Features and Benefits offer by the BSLI Cancer Shield Plan.
Birla Sun Life Cancer Shield Key Features
- Coverage for all stages of Cancer ( Early and Major Stage of Cancer).
- Offers option to select level or increasing coverage.
- Provides option to receive monthly income for Five policy years on the diagnosis of Cancer Major Stage.
- Waiver of the premium for Five years on the diagnosis of Early Stage of Cancer.
- Income Tax Benefits under Section 80D of the Income Tax laws.
Cancer Shield Plan Benefits offered Birla Sun Life Insurance
- Policy Benefit.
- Early Stage of Cancer: On confirmation of Early Stage of Cancer, 30% of the Sum Assured will be paid.
- Major Stage of Cancer: At the Major Stage of Cancer, 100% of the Sum Assured less any previously paid claim will be paid.
- Sum Assured is the highest of as follows.
- Ten times the annual premium.
- Effective Sum Assured
- 105 percent of all the premiums paid due to the date of a valid claim.
- Minimum guaranteed sum assured on maturity.
- Income Benefit Option.
- Premium Waiver Benefit.
- Death Benefit: No Death Benefit is available under this plan.
- Maturity Benefit: No Maturity Benefit is available under this plan.
BSLI Cancer Shield Plan Eligibility
| S.no |
Eligibility |
Conditions |
| 1. | Entry Age |
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| 2. | Maturity Age / Cover Ceasing Age |
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| 3. | Policy Term |
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| 4. | Premium Paying Term |
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| 5. | Premium Paying Mode |
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| 6. | Sum Assured |
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For more information refer Birla Sun Life Cancer Shield Plan Brochure.
Birla Sun Life Health Insurance Plan Buying Procedure
The Birla Sun Life Health Insurance Plan purchasing procedure is available here. Before purchasing the Birla Sun Life Health Insurance, read the Plan details carefully. The Insured can buy this Birla Sun Life Health Insurance Plan in two ways either online or offline. For Online mode refer the Birla Sun Life India Official Website. For offline mode, Visit the nearest Birla Sun Life Branch Office. Get the documents required for the Birla Sun Health Insurance Plans here.
- Proposal Form along with the Photograph.
- Age proof of the Life assured.
- Address Proof ( Nominee & Life Assured).
Birla Sun Life Health Insurance Plans Claim Procedure
The Life insured can claim the Health Insurance plan offered by Birla Sun Life Insurance after the completion of the policy period. In the case of eventual illness of the policyholder, the nominee can claim instead of the Life assured. The insured need to submit the claim documents to Birla Sun Life Insurance Company or a Third Party Administrator (TPA) on the diagnosis of the cancer conditions. Once BSLI Company approves of the claim, the benefit amount payable under the policy will be transferred to policyholder’s account through a NEFT payout or transfer. Let us have a glance at the documents required for Claim the Birla Sun Life Birla Sun Life Endowment Plan here.
- Original policy Bond / Document.
- Discharge form.
- NEFT Payout Form.
- Cancel check or Bank Passbook xerox.
- Proof of Accident and Disability.
- Death certificate ( If in the case of the eventual death of the life insured).
- Proof of title.
Birla Sun Life Health Insurance Plan Premium Calculator
Birla Sun Premium Calculator is to calculate Premium amount for yearly, half-yearly, quarterly and monthly of any policy. This New Birla Sun Life Health Insurance plan calculator is used to estimate the benefits offered by the Birla Sun Life Health Insurance Plan. The Birla Sun Life Maturity Calculator provision helps policyholder to calculate the premium and amount paid to the insured after maturity. Birla Sun Life Premium Calculator is useful for the insured to calculate their Maturity amount and premium amount.
To knock the uncertainty of life, BSIL Health Insurance Plans offers a broad range of solutions. If you are looking for a plan that guarantees financial protection to your family or saving that extra bit of money for post-retirement life, Birla Sun Life Health Insurance Plans are the best Option for you. Birla Sun Life Health Insurance Insurance Plan has come up with different insurance plans to assist you in all stages of life.
- Enter Name.
- Date of Birth.
- Mobile number and email.
- Policy term.
- Sum Assured.