HDFC ERGO General Insurance Ltd is a joint venture between HDFC Ltd, India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The partnership ratio of these companies is 51:49. HDFC ERGO has a wide range across the country and it has 108 branches in 89 cities. It has employees of over 1900 professionals. The Company also has a wide distribution network comprising of brokers, retail and corporate agents, bancassurance. HDFC ERGO has assigned ‘iAAA’ rating by ICRA. It indicates its highest claim paying ability. HDFC ERGO is also certified with ISO certification for our claim services, policy issuance, and customer servicing. This company follows the security methods for all its branches. The main vision of this company is to continue the progress of customers by responding to their claims.
HDFC ERGO General Insurance Products
HDFC ERGO offers various insurance plans for the customers like Motor Insurance, Health Insurance, Travel Insurance and Home Insurance. These plans provide various features for the customers to lead a secure life. HDFC ERGO offers both offline and online services to buy the policy and also for renewal. The brief description of these plans is provided below. Also, you can check the individual plan details using the below links.
HDFC ERGO offers the following products.
- Home Insurance.
- Motor Insurance.
- Personal Accident Insurance.
- Health Insurance.
- Travel Insurance.
HDFC ERGO Home Insurance
HDFC ERGO provides Home Insurance Plan and Standard Fire and Special Perils Plan. This company provides various benefits for the policyholders if they need. The benefits of HDFC ERGO are it provides cover for insured home due to any accidents. These include man-made calamities, natural calamities, consequential loss, etc. This company also offers unique umbrella policy for homeowners with long term coverage. It also offers the Terrorism cover for the extra payment. Click the below link to know more details about the Home Insurance Policy.
HDFC ERGO Motor Insurance
The HDFC ERGO offers the Motor Insurance to provide the cover for the vehicles due to unexpected accidents. We don’t know what happens when we are on riding. Hence this company will give you the loss/damage to the policyholder or driver appointed by the insurer in critical situations. Third Party liability is also covered in this policy. HDFC ERGO offers two motor insurance policies. These include
- Two-wheeler Insurance.
- Car Insurance.
HDFC ERGO Two-Wheeler Insurance
Two-Wheeler Insurance is a must for any bike riders because we don’t know what happen at what time. Hence HDFC ERGO offers the Two-Wheeler Insurance with various benefits to help the individuals financially. This company provides the cover for the vehicle and the insurer. HDFC ERGO offers the policy for a policy period of 1 year. The policyholder may extend the policy for another 1 year or 2 years by paying the extra premium.
HDFC ERGO Car Insurance
This company also provides the insurance for the car. The insured will get the insurance due to any accidents occur at any time. To get the insurance, the insured must claim to the company within 24 hours. The driver also gets the insurance if he is driving the insured vehicle. Third-party damage is also considered under this policy. If the insured dies or permanent disability occurs to him, then the insurance will be given to the family.
HDFC ERGO Personal Accident Policy
To Provide Financial Protection in Critical Situations HDFC Ergo General Insurance Company has introduced Individual Personal Accident Plan. This company provides Protection to the Entire Dependent Family such as Spouse, Children, and Parents at Minimum Cost. It also provides the coverage for the broken parts of their parents upto 70 years. HDFC ERGO provides 100% Cover for Spouse on all Benefits under Family Plan. In this policy, there exist lifelong renewal facility.
HDFC ERGO Health Insurance Plan
The HDFC ERGO provides various Health Insurance Plans. This company has 5000+ hospitals to provide the cashless hospitalization and health care facilities. It also provides Cumulative Bonus Benefit on completion of every Claim Free Year Health check ups after 4 years. The HDFC Mediclaim Insurance Plan offers pre-hospitalization expenses, 144 day-care procedures & treatments. There is no limit for the hospital expenses, specific diseases, hospital room rents and doctor fees under this plan.
HDFC ERGO Travel Insurance
The HDFC ERGO General Insurance provides the Travel Insurance for the individuals who are going to the abroad . This plan is applicable for study and business & also applicable for individuals going for holiday purpose. This company provides the coverage for the loss of baggage, flight delays. It provides the hospitalization for the individuals due to illness or any diseases during the travel. The HDFC also provides the personal liability to the persons when he dies or injured due to the insured.
HDFC ERGO Online Services
In these years everything become online. Hence HDFC ERGO General Insurance Company provides various online services for the customers. Hence policyholders may prefer the online mode rather than offline mode. The online services of HDFC ERGO include the following.
- Policy Status Online
- Online Payment
- Premium Calculator
HDFC ERGO Policy Status
HDFC ERGO provides many online services, policy status is one of them. The HDFC ERGO Policy Status is to check the status of your policy. You can check your policy status either by calling to customer care, official website, etc. By using the policy status, you will know the benefits, claim status, premium, the expiry date of your policy, etc.
HDFC ERGO Online Payment
The HDFC ERGO company provides the online payment facility to pay the premium from the home itself. You can pay or buy the premium from anywhere and anytime. Online Payment saves the insured time and effort. The Life assured may also pay the money for the policy renewal in online or offline. To make payment in offline mode, you have to visit the branch office. For more details regarding the online payment refer the below link.
HDFC ERGO Login
To make the Online Payment or to check Policy Status through Online, HDFC ERGO Login is mandatory. To utilize this online service, User ID and Password are required. For this purpose, you need to register in the Official Website of HDFC ERGO. To the process of registration and login for new users and registered users check the below post.
HDFC ERGO Premium Calculator
Premium is nothing but the minimum amount to pay for buying the policy. The Life assured can calculate the premium using the HDFC ERGO premium calculator. To calculate the premium, the insured have to enter some information. The details are policy number, policy period, age and the sum assured.
HDFC ERGO Contact Details
Customer Service Address:
HDFC ERGO General Insurance Company Ltd.
6th Floor, Leela Business Park,
Andheri Kurla Road,
Andheri (E), Mumbai – 400 059.
Email : email@example.com
1800 2 700 700 (accessible from India Only).
+800 08250825 (when dialing from abroad).