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ICICI Lombard Car Insurance Plans | ICICI Motor Insurance Details, Benefits, and Exclusions

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The ICICI Lombard Car Insurance Plans Details available here. Check the ICICI Lombard Insurance Reviews, Benefits, Key Features, Coverages and Exclusions from this page.

ICICI Lombard Car Insurance

The Cars are equipped with the controls used for driving, parking, passenger comfort and safety, and controlling a variety of lights. Most of the times you are using your Cars for your easy and fast transportation. Since people get addicted for the luxurious lives. Be careful while travelling on the road because nowadays accidents became most frequent. We are suggesting you take the Best Car Insurance to avoid future problems. You don’t know whatever will happen. Prevention is better than Cure. So, take a prevention by taking the ICICI Lombard Car Insurance. The ICICI Lombard Insurance is the great Policy where you will get the benefits and best coverage.

First of all, you can refer the ICICI General Insurance Plans details, Benefits, Key Features, Exclusions and What does the Plan Covers? Details from the current page. Also, visit the Official Website for further more info about the ICICI Lombard Car Insurance. ICICI Car Insurance Plan offers you the Coverages against the loss or damage of the Insured vehicles, renew your policy with the ease, go on longer drives with the lesser worries, etc.

ICICI Motor Insurance Key Features & Benefits

  1. Immediate policy issuance through online facility.
  2. Trauma/Towing services available through 24×7 call centres.
  3. Towing charges up to 1500 covered.
  4. Cashless claim settlement at network dealers.
  5. Online approval for minor claims through cashless network dealers.
  6. Get your policy without any delays.
  7. Go on longer drives with lesser worries.
  8. Switch to this policy and retain the existing benefits.
  9. Renew your policy with the ease.
  10. You can get allowances for daily commute when your car get repaired.
  11. You will get the help on your way when your car breaks down.
  12. The dent in your car will not cause a dent in your finances.

These are more ICICI Lombard Motor Insurance Key Features and Benefits of the Plans. Read the Terms and Conditions carefully. Also, go through the Broucher for further more info.

  • You can avail of the doorstep surveyor facility in the case of a break in the insurance.
  • If your vehicle breaks down/ met with an unfortunate accident, the company offers you the towing assistance.
  • In the case you are a member of Automobile Associations, you can get a discount of upto 5%**.
  • Your car insurance policy lets you opt for the voluntary deductible if the amount you opt for is over and above the compulsive deductible. Your final claim amount will be calculated after the deduction of depreciation on parts, voluntary deductible & compulsory deductible as per the Indian Motor Tariff.
  • The Coverage against third party liabilities also included in the comprehensive car insurance policy.
  • Enjoy upto 2.5% discount, only if your car secured by an Automobile Research Association of India (ARAI) approved the anti-theft device.

ICICI Lombard Car Insurances Coverages

The ICICI Lombard Car Insurance Plan includes the following Coverages. Check What does the Plan includes and coverage either from this page or the official site.

  • Loss or damage to your vehicle against natural calamities: The policy provides cover for any loss or damage to your vehicle or the accessories due to the following losses:
    • Natural Calamities such as Earthquake, Fire, explosion, self-ignition or lightning, hailstorm, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, frost landslide, rockslide.
    • Man-made Calamities such as any damage in transit by the road, riot, lift elevator or air, Burglary, theft, strike, malicious act, accident by external means, terrorist activity, rail, inland waterway, etc.
  • Third Party Legal Liability for the legal liability due to accidental damage for either Permanent Injury or Death of a person or Damage caused to the property.
  • Personal Accident Cover: It offers the compulsory personal accident cover for the individual owners of the vehicle while driving. The customer can also opt for the personal accident cover for the passenger. A Coverage of the 2 lakhs for the individual driver of the vehicle while mounting or travelling or dismounting from the car.
  • Additional Covers: The Electrical/ non-electrical accessories can be included, ex: Fog Music System, Lights, Seat Covers, etc.
  • You can also cover your bi-fuel system like CNG.

Exclusions for ICICI Car Insurance

  • Normal wear and tear and general ageing of the vehicle.
  • Mechanical/ electrical breakdown.
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor.
  • Loss/ damage due to war, mutiny or nuclear risk.
  • Depreciation or any consequential loss.
  • Damage to/ by a person driving any vehicles or cars without a valid license.
  • Vehicles including cars being used otherwise than by limitations as to use.
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement.

Refer the ICICI Motor Insurance Broucher for complete details.

ICICI Lombard Premium Calculator

The ICICI Insurance Company is providing a service called Premium Calculator for the ease of their Customers. The calculator will help the Sum Assured to compute their Plan Premium Amounts and Maturity Benefits. The customers need some details to calculate your premium. The ICICI Lombard Plans Monthly premiums to be paid, Sum Assured, Policy Term, Maturity Amount and Maturity Benefits can be calculated using the ICICI Car Insurance Premium Calculator.

  • Name of the Policyholder.
  • Email Id.
  • Mobile Number.
  • Age Proof.
  • Policy Term.
  • Sum Assured, etc.

How to Buy ICICI Lombard Car Insurance Plans?

The ICICI users can visit the nearest ICICI Lombard Car Insurance Office to buy the Proposal form of your Plan. The People can also visit the official website in online mode to purchase the ICICI Car Insurance Policy. Last but not the least way is buying the ICICILombard Car Insurance Plan through the ICICI Agent. First of all, the following documents required to apply for the ICICI Lombard Motor Insurance Plan in addition to the Proposal Form.

The User must ready with the following documents to buy the ICICI Lombard Car Insurance Plan. Most of all the users are preferring to buy the ICICI Plan in Online only. Hence they don’t want to waste their valuable time for waiting in the Queue Lines of the Offices. While buying the ICICI Policy, users requested to read the ICICI Lombard Car Insurance Broucher Carefully.

  • Proposal form.
  • Passport Size Photos.
  • Age Proof.
  • Address Proof.
  • Medical reports (If required).

ICICI Lombard Renew Online

The Policyholder can Renew your Policy either in Online or Offline Modes. Visit the ICICI Lombard Branch Offices which is nearest to you for renewing your ICICI Lombard Insurance Plan. Another way to renew your ICICI Lombard Personal Accident Insurance is checking the ICICI’s Official Website. There you can find an option called Renew Online. Click on the service and Renew your ICICI Motor Insurance Plan. Last but not the least method is directly contacting the Company Agents.

Claim Process of ICICI Car Insurance Plans

Nominees can claim for the Plan after the death of the policyholders. Finally, the documents especially relevant required to claim for the ICICI Car Insurance Plans are:

  1. Original Policy Document.
  2. Proof of title.
  3. Death Proof.
  4. Medical treatment documents before death.
  5. Age proof and
  6. Additional documents in case of death occurred due to unnatural or accidental death.