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Max Bupa Health Insurance Policy Review | Max Bupa Insurance Health Policy Benefits and Features

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People can get many Benefits by having Health Insurance. Because Medical Insurance Plans protects you and your family from financial losses. Even if you are with good health, you never know when you might have an accident or get sick. Max Bupa Health Insurance Policy provides different Plans for the customers to offer coverage from these type Health Problems. Read this article for more details regarding this Max Bupa Insurance Policy.

Max Bupa Health Insurance Policy

Health is uncertain. You can’t Predict all things in the life. Any responsible person hopes to fulfil their family needs. It requires hard work to provide complete financial support to your Family. First of All, you have to take of your health to do all these. The Max Bupa Medical Insurance plans offer medical coverage to you and your Family. The Max Bupa Health Insurance offers Best health coverage plans. Let’s know about the MB Mediclaim plans, features, benefits, buying process & renewal process & all required details.

MaxBupa Health Insurance Policy Features and Benefits

The Max Bupa Insurance Policy offers many features for its customers. “ To become India’s most admired Health Insurance Company” is the Vision of Max Bupa Health Insurance Company. Before buy a new Medical policy customer have to choose the plan based on the selected plan the benefits covered.

  1. Free Health Check-up on Renewal.
  2. Tax Benefits under Income Tax Sec 80D.
  3. Enrolment for any age.
  4. Free Trial Period.
  5. Direct Claim Settlement.
  6. Two years Policy Tenure Option.
  7. Renewal Benefits.
  8. Health Relationship Programs.

MaxBupa Mediclaim Various Plans

The medical costs are increasing day by day. An individual who hasn’t saved that much money will face a problem during hospitalisation. We all know that “health is wealth”. So to protect our health, it is better to take a health insurance policy. The Max Bupa insurance company offers 3 Health plans to take care of the health of the Policyholder and their family. So You can select any of them based on your needs.

  1. Heartbeat Individual Plan.
  2. Health Assurance Plan.
  3. Health Companion Plan.

Max Bupa Heartbeat Individual Insurance Policy

Heartbeat Individual Plan is one of the Policies in MaxBupa Health Insurance. Max Bupa gives value to their Customer dreams and plans. Because of that, they provide this Heartbeat Individual Plan to secure you and your family from the raising Medical Expences. For more details regarding this Policy, click on the Heartbeat Individual Policy Brochure provided here.

Max Bupa Health Assurance Plan

Max Bupa Health Assurance Plan covers critical illness such as cancer, kidney failure, stroke or lung disease extra. This Critical illness can disrupt dreams and goals of you and for your family. Max Bupa provides coverage for this type of Medical Expenses. UIN: MB/BR2016-2017/779 is the Unique Identification Number for Max Bupa Health Assurance Plan. For more details regarding this Policy, click on the Health Assurance Policy Brochure provided here.

Health Companion Plan – Max Bupa Insurance Policy

Health Companion Plan helps you to get the best supervision possible at the affordable price. Max Bupa Health Insurance offers Quality health care is within your reach. UIN No: IRDA/NL-HLT/MBHI/P-H/V.II/2/14-15 is the Unique Identification Number for Max Bupa Health Assurance Plan. For more details regarding this Policy, click on the Health Companion Policy Brochure provided here.

Health Insurance of Max Bupa Inclusions / Coverages

The Max Bupa Health Insurance Policy provides various plans, and those plans cover the different types of loss. Based on the Customer Chosen Plan the Max Bupa Insurance provides Coverages. The Inclusions are declared at the Insurance Policy Agreement. Following are the Health Insurance Policy coverages.

  1. Pre-hospitalisation.
  2. Post-hospitalisation.
  3. Organ Donor Expenses.
  4. Day Care Treatment.
  5. Treatment at Home.
  6. Emergency Ambulances.
  7. Refills.
  8. Cashless Treatment.
  9. Personal Health Management.
  10. Ayush Coverage.

Health Insurance Policy Exclusions of Max Bupa Insurance

Policy exclusion eliminates coverage for some damages. In many insurance policies, the insuring agreement includes Exclusion details. The MaxBupa Health Insurance Policy also contains some Exclusions for damages. Based on the customer choice Max Bupa Medical Insurance gives exclusions. Follow us for getting the Max Bupa Medical Exclusion details about the Health Insurance plans. Here we have provided the Health Insurance Policy Exclusions.

  1. Addictive conditions and disorders.
  2. Artificial life maintenance.
  3. Ageing and puberty.
  4. Congenital conditions.
  5. HIV and AIDS.
  6. Nature Cures, Health hydros and wellness clinics etc.
  7. Self-inflicted injuries.
  8. Genetic Disorder.
  9. Unproven/Experimental treatment.
  10. Drugs and dressings for Outpatient.
  11. Dental/oral treatment.
  12. Treatment received outside India.
  13. Unlawful Activity.
  14. Conflict and disaster.
  15. Sleep and Speech disorders.

Max Bupa Medical Insurance Health Plans Premium Calculator

The Health Insurance Plans Premium Calculator is available on the official website. Before going to buy the Max Bupa Health Insurance policy you have to calculate the premiums. The process for calculating Premium is given below.

  1. Open the Official Website www.maxbupa.com.
  2. The Max Bupa Insurance Homepage will display.
  3. Calculate Your Premium is available on the Home Page.
  4. Fill the fields with correct details.
  5. Click on the Get Quote button for getting Premium Details.

If you are happy with that Insurance Policy, then buy a new policy through online/Offline.

MaxBupa Insurance Mediclaim Policy Buying Process

The Max Bupa Health Insurance Policy is available at the Nearest Branch Office of the Max Bupa Insurance Company. Also, you can buy a new Mediclaim policy through online. The Online Process for buying is given below.

  1. Open the Official Website Max Bupa Health Insurance.
  2. Click and select your Health Insurance Plan option from the Home page.
  3. Health Insurance page with various options will display.
  4. Click on the Buy Online option.
  5. A new page will display with various options.
  6. Fill the fields with correct details.
  7. And upload the required documents with specified size.
  8. Here you can Calculate Your Premium.
  9. After that, Payment page will display.
  10. Finally, Pay the Money through online.
  11. A receipt will display on the screen.
  12. Take a Print out for the further reference.

MB Health Insurance Policy Renewal Process

Mediclaim Policy Renewal is available at the Nearest Branch Office of the Max Bupa Insurance Company. Also, you can Online Renewal Health Insurance policy through the official website. The Online Process for renewal is given below.

  1. Open the Official Website Max Bupa Health Insurance.
  2. Click on the Renew option available on Home Page.
  3. New Page will display.
  4. Enter Your Policy number in that Page.
  5. Pay the Money through online.
  6. Finally, Submit your form.
  7. A receipt will display on the screen.
  8. Take a Print out for the further reference.

Max Life Health Medical Insurance Claim Process

Easy Claim Process for the MB Health Insurance. The Customer can apply for Health Insurance Claim through online at the official website. The alternative ways to apply for the claim such as at Branch Office, Mail Id services and Helpline Number. The Online Claim Process is given below.

  1. Open the Official Website Max Bupa Health Insurance.
  2. Click on the Customer Support option.
  3. Drop Down list with various options will display.
  4. Click on Claims option.
  5. Fill the fields with correct details.
  6. Submit your Claim Form.

The following documents required for the claim.

  • Claim form.
  • Regional policy Bond / Document.
  • Discharge form.
  • Payout Form.
  • Cancel check or Bank Passbook xerox.
  • Proof of Accident and Disability.
  • Death certificate ( If in the case of the eventual death of the life insured).
  • Proof of title.

Following information needs for intimating a claim.

  • Your Contact Numbers.
  • Policy Number and Membership ID number.
  • Name of Insured person who is Sick or Injured.
  • Nature of Sickness/ Accident.
  • Date & Time, Location of Loss in case of accident, commencement date of symptom of disease in case of sickness,
  • Place & contact details of the Insured Person.

Max Bupa General Insurance Company Details

Max Bupa Health Insurance Company is one of the Indian assurance firms. This Company is a joint venture between Max India Limited and Bupa Finance, plc the UK. This Max Bupa Insurance company limited headquarters located in Delhi, India. The Max Bupa Insurance Company has 11 branch offices in India. Max Bupa Medical Insurance is the perfect choice for the people because it is involved in both general insurance and life insurance.