Reliance General Travel Insurance – Key Benefits & Exclusions

• Overseas Travel.
• Schengen Travel.
• Asia Travel.
• Senior Travel.
• Student Travel.

Reliance General Overseas Travel Insurance

With this Overseas Travel Insurance, you may get the free international SIM card. The Various Benefits, Exclusions and other various features are as follows. Travelling overseas with your parents or grandparents? This Reliance General Overseas Travel Insurance plan will take of them to and specifically designed for them.

Benefits

The various benefits covered in this Policy are as follows

• This policy covers the expenses due to lost passports.
• It includes expense due to loss of check-in baggage.
• Missed flights, delayed or cancelled trips.
• Quick and hassle-free settlement for your overseas travel insurance claim.
• Customised plans for the Middle East, Australia & New Zealand.
• Special trip insurance plans for Asia travel and Schengen countries.
• Choice of varied policies from individual to single plan for the entire family.
• Varied duration of trips, we cover tours as long as 180 days and even extend up to 365 days.
• International travel insurance plans to cover all destinations, including USA and Canada.
• Automated extensions for your policy in case of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days).
• Coverage of pre-existing illness, in the case of the life-threatening disease.

Eligibility Details of Reliance Overseas Travel Insurance

• The minimum age – 3 months & The maximum age –  60 years in the case of an individual plan.
• In the case of family Plan, the minimum age is three months & the maximum age is 60 years.
• In family plan condition a maximum of 4 individuals can be covered.
• There are two kinds of family plans as follows:
  • In the first plan, where the entire sum insured covers the all family members.
  • The second plan, where each family member has a separate sum insured.

Coverages

Just take a look of these coverages offered by this Reliance General Travel Insurance for a variety of situations while you’re travelling, alone or with your family.

• Expenses incurred if a trip is cancelled or interrupted due to the airline, medical, personal employment problems or natural disasters.
• Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours.
• Insurance against burglary in your home, while you are travelling abroad.
• Acute anaesthetic treatment of teeth due to an injury.
• Accidental bodily injury during the trip.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• The cost of obtaining a fresh or duplicate passport in case of a lost passport.
• Total loss of your checked-in baggage by a common carrier.
• Facility to provide you emergency cash in case you lose travel funds due to theft.
• Emergency medical expenses incurred by you or any of your family members while abroad, for any sudden illness, injury or death.
• Emergency expenses made for medical evacuation to India.
• Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than seven days.
• Special distress allowance if your plane is hijacked for more than 12 hours.
• Expenses incurred if a trip is delayed for more than 12 hours due to the airline, medical, personal employment problems or natural disasters.
• Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise.
• Compensation for a third party in case your involuntary actions result in someone’s demise, cause someone injury or damage to health or property.

Reliance General Insurance Exclusions

It is not possible that the Insurance plans cover all the features, there are certain points which are excluded from the coverage. Below mentioned are some of them:

• In Life-threatening condition, Pre-existing medical conditions are available.
• Expenses acquire due to any of the following circumstance
  • Anxiety, stress or depression.
  • Alcohol/drug abuse.
  • Mental disorder.
  • Suicide.
  • Venereal diseases.
  • Self-inflicted injuries or illnesses and
  • HIV/AIDS.

• In any of the following situations, the incurred are aTravelling
  • Have been given the terminal prognosis for a medical condition.
  • Travelling to receive treatment abroad.
  • Receiving or are on a waiting list for specified medical treatment.
  • Travelling against the advice of a physician.

• War or nuclear threat in the country where you’re travelling
• Loss of checked baggage – no partial loss or damage shall become payable
• Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities.

 How can I Extend my Policy?

You can easily extend your buyed policy with the Reliance Travel insurance plan. If your holiday is extended for any reason, we recommend that you extend your travel policy.

Download and fill the application form to extend the Policy.

Reliance Schengen Travel Insurance

This is one of the Reliance General Travel Insurance Plans. If you want to apply for Schengen visa, then Buy a mandatory Schengen travel insurance in just 5 minutes. The Various Benefits available in this Reliance General Travel Insurance are as follows.

Benefits

The various benefits covered in this Policy are as follows

•  In the case of life-threatening disease, it covers the pre-existing illness to the policyholder.
• This policy may have the Automated extensions for the buyed policy of policyholder in case of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days).
•  It provides a plenty of plans for individuals to the entire family.

Eligibility Details of Reliance Overseas Travel Insurance

• The minimum age three months.
• Maximum age o 80 years.

Coverages

The Schengen policy packs may cover the following benefits.

• Total loss of your checked-in baggage by a common carrier.
• Emergency expenses made for medical evacuation to India.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• In abroad Study, emergency medical expenses incurred by you while abroad, for any sudden illness, injury or death.
• In coverage, it provides the cost of obtaining a fresh/duplicate passport in case of a lost passport situations.
• Accidental bodily injury during the trip.
• If you’re hospitalised for more than seven days, the Policy may provide the reimbursement of return ticket fare for a family member who want to visit you.
• This policy may have the critical anaesthetic treatment of teeth due to an injury.

Reliance General Insurance Exclusions

The various Exclusions under the Reliance General Travel Insurance policy are as follows

• It has pre-existing medical conditions, except it’s a life-threatening condition.
• During any of the following condition, the expenses incurred to the policyholder.
  • Suicide.
  • Self-inflicted injuries or illnesses.
  • Mental disorder.
  • Anxiety, stress or depression.
  • Venereal diseases.
  • Alcohol/drug abuse.
  • HIV/AIDS.
• If the policyholder incurred the expenses in the following situations.
  • Travelling to receive treatment abroad.
  • Receiving or are on a waiting list for specified medical treatment.
  • If you travel against the advice of the physician and, have to be hospitalised.
  • Have been given a terminal prognosis for a medical condition.
• In the case of loss of checked baggage, no partial loss or damage shall become payable.
• Any issues faced due to theft or loss of passport when left unattended or if you don’t report the loss to local police authorities.

 How can I Extend my Policy?

You can easily extend your buyed policy with the Reliance Travel insurance plan. If your holiday is extended for any reason, we recommend that you extend your travel policy.

Download the Extension Form and extend your buyed policy

Reliance Asia Travel Insurance Policy

The Various benefits covered in Reliance General Travel Insurance plan are as follows.

Benefits

• This Policy may be applicable for all countries in Asia, except Japan for which the policyholder can get covered under the overseas plan.
• It provides quick and easy claim settlement procedure.

Eligibility Details

• Minimum age three months
• The maximum is 60 years.
• The maximum duration of the trip is 30 days.

Coverages

• Accidental bodily injury during the trip.
• Expenses incurred if a trip is delayed for more than 12 hours due to the airline, medical, personal employment problems or natural disasters.
• Acute anaesthetic treatment of teeth due to an injury.
• Compensation for a third party in case your involuntary actions result in someone’s demise, cause someone injury or damage to health or property.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• The Cost of obtaining a fresh or duplicate passport in case of a lost passport.
• Total loss of your checked-in baggage by a common carrier.
• Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours.
• Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise.
• Emergency medical expenses incurred by you while abroad, for any sudden illness, injury or death.
• Special distress allowance if your plane is hijacked for more than 12 hours.

Reliance General Insurance Exclusions

The various Exclusions under this policy are as follows

• It has pre-existing medical conditions, except it’s a life-threatening condition.
• During any of the following condition, the expenses incurred to the policyholder.
  • Suicide.
  • Self-inflicted injuries or illnesses.
  • Mental disorder.
  • Anxiety, stress or depression.
  • Venereal diseases.
  • Alcohol/drug abuse.
  • HIV/AIDS.
• If the policyholder incurred the expenses in the following situations.
  • Travelling to receive treatment abroad.
  • Receiving or are on a waiting list for specified medical treatment.
  • If you travel against the advice of the physician and, have to be hospitalised.
  • Have been given a terminal prognosis for a medical condition.
• In the case of loss of checked baggage, no partial loss or damage shall become payable.
• Any issues faced due to theft or loss of passport when left unattended or if you don’t report the loss to local police authorities.

 How can I Extend my Policy?

You can easily extend your buyed policy with the Reliance Travel insurance plan. If your holiday is extended for any reason, we recommend that you extend your travel policy.

Download and fill the application to extend your policy.

 Reliance General Insurance Senior Travel Insurance

This Reliance General Travel Insurance Plan consists various Benefits, Exclusions. The Policyholder who want to buy the policy can read all the details regarding this policy from this page.

Benefits

• The coverage for stolen or lost luggage.
• In flight missing and time delay or cancellation of a trip condition.

Coverages

• The cost of obtaining a fresh or duplicate passport in case of a lost passport.
• Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours.
• Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise.
• Accidental bodily injury during the trip.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• Total loss of your checked-in baggage by a common carrier.
• Emergency expenses made for medical evacuation to India.
• Expenses incurred if a trip is cancelled or interrupted due to an airline, medical, personal employment problems or natural disasters.
• Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours.
• Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than 7 days.
• Insurance against burglary in your home, while you are travelling abroad.
• Special distress allowance if your plane is hijacked for more than 12 hours.

Reliance General Insurance Exclusions

The various Exclusions under this policy are as follows

• It has pre-existing medical conditions, except it’s a life-threatening condition.
• During any of the following condition, the expenses incurred to the policyholder.
  • Suicide.
  • Self-inflicted injuries or illnesses.
  • Mental disorder.
  • Anxiety, stress or depression.
  • Venereal diseases.
  • Alcohol/drug abuse.
  • HIV/AIDS.
• If the policyholder incurred the expenses in the following situations.
  • Travelling to receive treatment abroad.
  • Receiving or are on a waiting list for specified medical treatment.
  • If you travel against the advice of the physician and, have to be hospitalised.
  • Have been given a terminal prognosis for a medical condition.
• In the case of loss of checked baggage, no partial loss or damage shall become payable.
• Any issues faced due to theft or loss of passport when left unattended or if you don’t report the loss to local police authorities.

 How can I Extend my Policy?

You can easily extend your buyed policy with the Reliance Travel insurance plan. If your holiday is extended for any reason, we recommend that you extend your travel policy.

Download and fill the application to extend your policy.

Student Travel Insurance Plan of Reliance General Insurance

Finally, Student Travel insurance Plan is one of the Reliance General insurance travel Plan offered by the Reliance General insurance company.

• The plan has a benefit of getting free international SIM Card.
• Complete coverage through different facilities as follows
  • Sponsor protection.
  • Study interruption.
  • Bail bonds.
• Varied duration of student insurance mapping to the course duration (up to 2 years).
• No requirement of medical test before issuing your student health policy.
• Quick and hassle-free settlement of your insurance claims.
• In the case of life-threatening ailments, coverage of pre-existing ailments it has.

Coverages

• Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise.
• Accidental bodily injury during the trip.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• Total loss of your checked-in baggage by a common carrier.
• Expenses incurred if a trip is cancelled or interrupted due to an airline, medical, personal employment problems or natural disasters.
• Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours.
• Insurance against burglary in your home, while you are travelling abroad.
• Reliance General Insurance Exclusions

The various Exclusions under this policy are as follows

• It has pre-existing medical conditions, except it’s a life-threatening condition.
• During any of the following condition, the expenses incurred to the policyholder.
  • Suicide.
  • Self-inflicted injuries or illnesses.
  • Mental disorder.
  • Anxiety, stress or depression.
  • Venereal diseases.
  • Alcohol/drug abuse.
  • HIV/AIDS.
• If the policyholder incurred the expenses in the following situations.
  • Travelling to receive treatment abroad.
  • Receiving or are on a waiting list for specified medical treatment.
  • If you travel against the advice of the physician and, have to be hospitalised.
  • Have been given a terminal prognosis for a medical condition.
• In the case of loss of checked baggage, no partial loss or damage shall become payable.

 How can I Extend my Policy?

You can easily extend your buyed policy with the Reliance Travel insurance plan.

Download and fill the application to extend your policy.

Buying Procedure of Reliance Travel Insurance Policy

The Reliance Travel Insurance Plan buying procedure is available here. The Buying procedure of Shri Overseas Travel policy is very simple if you have all the information regarding documents with you. Before buying the Reliance GI Travel Insurance, read the Plan details carefully. The Appointee can buy the Travel Insurance Plan in two ways either offline or online. For offline Process, Visit the nearest Reliance General Insurance Company Branch Office. For Online Process, refer the Official Website. Hence, get the documents necessary for buying a Plan.

• Policyholder’s age proof.
• Recent Photograph and Proposal Form.
• Policyholder’s Address Proof.