Religare Travel Insurance

Travelling has become an integral part of our lives. Travelling together with your Freinds or Family Religare Travel Insurance creates Memories which we can’t forget throughout our life. But during Travelling, We can face unpredicted hurdles like Loss of Baggage, Accidents, Loss of Passport, Trip Cancellation etc. So to make your trip successful, Travel Insurance is very necessary. Therefore Religare Insurance Company provides Overseas Travel Insurance to make your journey without hassles and worries. Hence check the Details of Religare Travel Insurance Plan given below.

Explore the World without a worry by adding Travel Insurance. Religare Travel Insurance is the best Insurance in India which covers almost medical expenses, trip cancellation, flight delays, lost luggage and other losses incurred while travelling. So Safeguard yourself from the unexpected troubles with the best travel insurance offered by Religare. While Travelling abroad, you may face difficulties like Trip cancellation, medical emergency, loss of baggage and passport, etc. The Religare Travel Insurance introduced a Religare Online Insurance Policy for the individuals who are travelling overseas. Whether you are planning a family vacation or a regular traveller, the ReligareOverseas Travel Insurance is the best option for you. In addition to that, The Travel Insurance provides medical expenses incurred by bodily injury, sickness, disease or death.

Religare International Travel Insurance Policy provides plans to fill the needs of Individuals, family, senior citizens and students. Religare offers travel protection for travellers going from Asian countries and also for multi-trip travel insurance. Finally, There are various plans in Religare Travel Insurance. For detailed information about Religare Travel General Insurance, visit the Religare General Insurance: www.religarehealthinsurance.com.

Types of Religare International Travel Insurance Policy

Religare Travel Insurance Policy offers the best insurance plans with a broad range of benefits for you and your family. Religare offers various Travel insurance plans for individuals, Family and Students, etc. Buyers can Check Features, Benefits, Coverages for all these Travel Insurance plans clearly mentioned below. Therefore Religare General Travel Insurance plans offer customised policies that can enclose almost any Travel need that you might have.

Explore Travel Insurance Policy.
Student Explore Travel Insurance Policy.

1. Religare Explore Travel Insurance Policy

Explore – International Travel Insurance from Religare General Insurance brings you a world of unmatched benefits. UIN: IRDA/NL-HLT/RHI/P-T/V.I/23/13-14. Religare Explore travels Insurance policy is an extensive travel insurance plan that provides medical and travel inconvenience benefits. Therefore, this Religare Explore Travel Insurance Policy can check out the worries of uninvited troubles on your dream family holiday. Religare Explore Travel Insurance Policy covers Medical Evacuation, Trip Delay/Trip Cancellation, Daily Allowance in the case of hospitalisation. Hence Life Insured can choose regions for Religare Explore Travel Plan as Asia, Africa, Europe, Worldwide, Worldwide excluding the US, Worldwide excluding US & Canada. Therefore Check the Explore travel Insurance Plan details like Features, Benefits etc.given below.

Choose your Explore Travel Insurance policy duration as per your needs As below

Multi-trip policy: There are two options to choose from Multi Trip with

Maximum 45 days per trip
Maximum 60 days per trip

Single trip: you can opt for a policy period up to a maximum of 365 days

Key Features and Benefits of Religare Overseas Travel Insurance Policy

Low cost and High features because of Region-specific plans
There is No Upper age limit and No per ailment limit
Policy Holder will get double amount of sum insured in case of hospitalisation due to accident
Complete support in case of medical or non-medical emergency
Pay per day rates – Premium calculated for actual days of travel instead of slabs, hence low cost
Cashless claim settlement
Customer can Upgrade to Business class travel ticket in case of hospitalisation in abroad while returning
Treatment in a home country covered upto 30days if the customer returns to India as per Doctor’s advice post hospitalisation in abroad.

Religare Explore Travel Insurance Insurance Coverages/Inclusions

Insurance Coverage for non-medical needs

Trip Cancellation & Interruption: Policy cover financial loss incurred out of cancellation of your trip due to unexpected events.

Trip Delay: It covers expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.

Loss of Checked-in Baggage: This Religare Travel Insurance Covers expenses for the lost of your checked-in baggage while in a custody of the Common Carrier.

Delay of Checked-in Baggage: It covers expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours.

Loss of Passport: Policy Covers expenses for the issue of a new or duplicate passport.

Personal Liability: This Policy Covers expenses against legal liability for bodily injury or property damage that occurred accidentally to third parties during your trip.

Insurance Coverage for Medical needs

Covers In-patient & Out-patient Hospitalisation
Coverage of Pre-Existing Disease
Provides Double Sum Insured for Accidental Hospitalisation
Provides Medical Expenses for Treatment in Home Country
Medical Evacuation moves you from a facility that is inadequate to a hospital that is better suited to give you the most appropriate care.
Common Carrier Accidental Death
Dental Expenses
Daily Allowance for Hospitalization
Accidental Death/Permanent Total Disability

Religare International Explore Insurance Exclusions

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
Any intentional self-injury, suicide or attempted suicide
War and Nuclear perils or consequences thereof
Ionising Radiation or contamination arising out of the same
The insured being involved in Breach of taw
HIV/AIDS
Any claim to hazardous activities

For further more details, Check the Explore Insurance Plan Brochure

2. Religare Student Explore Insurance Plan

Student Explore Insurance Plan is an International Travel & Health Insurance for Students and also seems like Explore Travel Insurance Policy. This Explore Insurance Plan is specially designed for students who are going to abroad for the purpose of Studies. It provides various plans to help the students who are residing overseas to face unexpected hassles. So the people who want to buy the Religare Student Explore Policy can check the details given below.

Types of Religare Student Travel Insurance Plan

Explore Start
Explore Plus
Explore Super
Explore Ultra

Key Features and Benefits of Student Explore Travel Insurance

Explore Start:

This plan covers personal accident and inconveniences that may arise during the journey.
It provides large amount assured for Personal Accident.
Sponsor Protection: It means the firm will continue to fund the education in the unfortunate demise or incapacitation of sponsor
Provides Cashless claims.
No need of Pre-Policy Medical check Up.
Get More Benefits than Investing

Know more details by checking the Explore Start Brochure

Explore Plus:

In this, you can choose optional add-ons according to your concerned University’s obligatory necessities.
Provides expenses for medical and non-medical features.
Provides advantages like covering Expenses of Treatment in your home country in case of a personal accident.
It Covers Medical casualty costs.
Cashless claims.
There is no need of a medical checkup before purchasing the policy.
You will have to invest more than what you need to pay here if you want to buy a student insurance plan with the same benefits abroad

Download Explore Plus Brochure

Explore Super:

Policy Holder will get the Add-on Benefits based on the concerned University’s obligatory necessities.
Covers Hospitalization expenses of medical and non-medical aspects.
Provides expenses for treatment in your home country in case of a personal accident.
Medical casualty costs are covered under this plan.
Cashless claims will be settled easily and quickly.
There is no requirement for a medical checkup before buying the policy.
To buy a student insurance plan with the same benefits abroad, you will have to invest more than what you need to pay here.

Check the Brochure of Explore Super

Explore Ultra:

Covers Hospitalization expenses of medical and non-medical aspects.
Provides expenses for treatment in your home country in case of a personal accident.
Medical casualty costs are covered under this plan.
In this, you can choose optional add-ons according to your concerned University’s obligatory necessities.
There is no requirement for a medical checkup before buying the policy.
Cashless claims will be settled easily and quickly.
You will have to invest more than what you need to pay here if you want to buy a student insurance plan with the same benefits abroad

Get More Details check the Explore Ultra Brochure

Optional Covers of Religare Student Explore Insurance Plan

Provides Expenses for Self-inflicted injury.
HIV/AIDS
covers expenses for Adventure Sport Injury
Provides medical expenses for Vision Care
Maternity & New Born Cover
Covers complete Pre-Existing Disease in Life-Threatening Medical Condition

Religare Travel Insurance Buying Process

The Religare International Travel Insurance purchase process is available here. But before buying the Religare Overseas Travel Insurance check the Plan details carefully. Therefore, the Insured can buy this Religare Travel Insurance Plan in two ways either online or offline. For Online mode refer the Religare General Insurance India Official Website. For offline mode, Visit the nearest branch office of Religare General Insurance. To buy offline, Finally, you should require the following documents.

Through Online:

Visit the Official Site.
Click on the Travel Insurance.
Now You can Select the Plan you want to buy.
You can see the Have us Call you Form on the right side of the page.
Fill the form with details and select the Buy option given there.
click on the Submit.
After receiving the form, they will call you as soon as Possible.

The Documents required for buying the Insurance Policy are

Application form / Proposal form along with the photograph.
Address Proof.
Age Proof.
Home Papers etc

Religare International Travel Insurance Claim Process

The Life Insured can claim the Religare Travel Insurance plan after the completion of the policy period. In the case of illness of the policyholder, the nominee can claim instead of the General assured. So The insured need to submit the claim documents to Religare General Insurance Company or a Third Party Administrator (TPA). Once Religare Health Insurance Company Limited approves of the claim, As a Result the benefit amount payable under the policy will be transferred to policyholder’s account through either a NEFT payout or transfer. Finally, Let us have a glance at the documents required for Claim the Religare Travel Insurance Plan here

Cashless Claims:

Under this Claim Process, the Policy Holder do not have to pay the medical expenses when you are hospitalised in a Network Hospital. Then Religare Insurance Company will settle the bills through the Third Party Administrator. Finally, The claim procedure of Religare Travel Insurance is as follows.

Contact the Third Party Administrator of Religare Insurance through toll-free number 18443013135 /18443013146.
After that, TPA will review the documents.
The confirmation will be communicated to the hospital by fax or e-mail.
The claim request will be communicated to you.
After completing the formalities, the claim will be settled as per the policy terms and conditions.

The required documents are

Original policy Bond / Document.
Discharge form.
NEFT Payout Form.
Cancel check or Bank Passbook xerox.
Proof of Accident and Disability.
Death certificate ( If in the case of the eventual death of the Life Insured).

Religare Explore Travel Insurance Online Renewal Process

The Life Assured can Renewal the Religare Travel Insurance in two ways either Online or Offline. Offline in the sense, You can also visit the Nearest Branch Office of Religare General Insurance Company and then Renewal the Policy directly. Or else You can Renewal the Policy Through Online.

Religare Explore Insurance Online Renewal Process:

Visit the official site www.religaretravelinsurance.com
Select the Plan which you want to Renewal.
Click the Renew button.
By clicking the Button, You will go to another window having one form.
Enter Correct details like Policy No, Date Of Birth, and Contact Number etc.
Calculate the premium and Select the payment option –either Net Banking or Debit/Credit Card.
Save or print the receipt of premium deposit

Religare Travel Insurance Plans Premium Calculator

To Calculate Religare Explore Insurance Plans Premium, Policy Holder needs some basic information like Name, Number, and Policy Term, etc. Therefore based on the Policy Term and other details, you can calculate the Religare International Travel Insurance Premium.

Name of the Policyholder.
Email Id.
Mobile Number.
Gender.
Age Proof.
Policy Term.
Sum Assured.