Royal Sundaram Health Insurance Gives protection to you and your family Financially in Medical Issues. If you have a Health Insurance Policy you can be happy for it, Because it protected you from the high costs. People who want to buy a Royal Sundaram General Health Insurance Policy they can check details here. We have provided Royal Sundaram Revies, Key Features, Benefits and furthermore details here.
Royal Sundaram General Health Insurance Policy
As well as medical care advances and treatments increase, health care costs also rise. For That purpose, Royal Sundaram General Insurance Introduces a Health Insurance Policies. Royal Sundaram health insurance Policy is to help you pay for care. It covers you and your family financially in the event of an unexpected serious illness or injuries. In the Case of high-cost treatment. Also, you are more liable to get usual and preventive care if you have health insurance Policy.
Present Days you need health insurance because you cannot imagine what your medical cost will be. Nowadays there are very high medical expenses. For That, you have to take the Royal Sundaram Health Insurance Policy. If you have Medical insurance, you will have peace of mind in knowing that you are protected from most of these expenses. You should not wait until you or a family member becomes seriously ill. So that try to purchase Royal Sundaram General health insurance.
Everyone also knows that there is a link between having health insurance and getting better health care. According to Research people with health insurance are more likely to have a regular doctor and to get care when they need it.
Royal Sundaram Health Insurance Plans
Royal Sundaram Health Insurance has different plans. We have mentioned those plans here.
- Lifeline Health Insurance Plan.
- Smart Cash Plan.
Royal Sundaram Lifeline Health Insurance Plan – Key Features and Benefits
Royal Sundaram Lifeline Health Insurance policy also includes following plans.
- Lifeline Supreme.
- Lifeline Classic.
- Elite.
Royal Sundaram Lifeline Key Features
- It included Baseline cover.
- Disease speci c loading for Diabetes, Hypertension & Heart Conditions.
- If due to your health condition you cannot be moved to a hospital or a bed is not available in the hospital, we will reimburse the medical expenses incurred for treatment taken at home as long as it involved medical care for a period exceeding three days.
- Reload of Sum Insured – Reinstate sum insured up to the base sum insured. Applicable for different illnesses.
- It Gives AYUSH Treatment – Inpatient Treatment has taken up in authorised Government Hospitals.
- There is Vaccination for Animal Bite.
- It also covers Critical illnesses.
- Preventive Healthcare & Wellness Bene fit.
- Also, there is a 2nd Opinion for following critical illnesses.
- OPD Treatment covers Medical Practitioner Consultation, Medicine and Diagnostic Tests.
Lifeline Health Insurance Policy Benefits
- Baseline Cover Benefits.
- Inpatient Care.
- Pre and post hospitalisation expenses.
- All Day care procedures.
- Ambulance Cover.
- Organ Donor Expenses.
- Health & Wellness Benefits.
- Health Check-up.
- Preventive Healthcare & Wellness.
- Second Opinion for 11 specified Critical Illness.
- OPD Treatment.
- Maternity Benefits.
- Maternity cover for up to 2 deliveries.
- New Born Baby Cover.
- Vaccinations for a newborn baby in the first year.
- Other Benefits
- Domiciliary Hospitalization.
- No Claim Bonus.
- Re-load of Sum Insured.
- Ayush Treatment.
- Vaccination in a case of Animal Bite.
- Emergency Domestic Evacuation.
- Worldwide Emergency Hospitalization.
- International Treatment abroad for specified 11 critical illnesses
Royal Sundaram Lifeline Health Insurance Eligibility
| Eligibility | Conditions |
| Entry Age |
|
| Policy Type | Self or family floater. |
| Policy Term |
|
| Premium Payment Modes |
|
| Renewal Conditions | Lifetime renewability |
| Family Coverage | Individual, spouse and up to 4 dependent children.
Separate floater plan can be taken for parents or other dependents. |
Furthermore, details Download Royal Sundaram Lifeline Broucher.
Royal Sundaram Smart Cash Health Insurance Plan – Key Features and Benefits
Royal Sundaram Smart Cash Plan also includes following plans.
- Smart Cash Silver.
- Gold.
- Platinum.
Royal Sundaram Smart Cash Key Features
- Accident Hospitalisation Benet.
- Convalescence Benet.
- Critical Illness Benet.
- Joint Hospitalisation.
- Child Birth Benet.
- Emergency Family Member Visit.
- Guest Expenses.
- Food Expenses.
- Travel Expenses.
- Incidental & Miscellaneous Expenses.
Lifeline Health Insurance Policy Benefits
- Hospital Cash Benefit.
- Accident Hospitalization Benefit.
- Critical Illness Benefit.
- Joint Hospitalisation due to an accident.
- Child Birth Benefit.
- Pre-Existing Disease Benefit.
- Health Check up cost reimbursement.
- Intensive Care Benefit.
- Parental Accommodation Benefit.
- Emergency Family Member Visit from abroad.
- Customer Level Option Personal Accident Benefit.
Royal Sundaram Smart Care Health Insurance Eligibility
| Eligibility | Conditions |
| Entry Age | Sliver Plan:
Glod & Platinum Plan:
|
| Relationships covered | Individuals who bear any legal relation to the Proposer can be covered |
| Policy Type | Self or family floater. |
| Family discount | 10% for covering 3 or more members. |
| Policy Term | 1/ 2 / 3 years. |
| Premium Payment Modes |
|
| Renewal Conditions | Lifetime renewability |
| Pre-acceptance Medical check-up | Required in respect of persons aged 61-70 years who are proposed for Platinum Plan. |
Furthermore, details Download Royal Sundaram Smart Cash Plan Broucher.
Royal Sundaram Health Insurance Buying Process
The people who want to buy the Royal Sundaram Medical Insurance Policy can buy through online or offline. Offline means, you can visit the nearest branch of Royal Sundaram Insurance Company and buy directly. For offline Buying, Policy Holder should require the following documents.
- Application form / Proposal form along with the photograph.
- Address Proof.
- Age Proof.
- Home Papers etc.
Through Online:
- Visit the Official Site.
- Click on the Health Insurance.
- Select the Plan.
- Fill the form with details and select the Buy option given there.
- Click on the Submit.
- After receiving the form, they will call you as soon as Possible.
Royal Sundaram Insurance Health Plan Claim Process
Royal Sundaram Health Insurance Policy Clim Process here.
- Policy Holder should get admitted to a network hospital.
- Then contact the Third Party Administrator of Royal Sundaram through a toll-free number.
- After that, Royal Sundaram will examine the documents.
- They communicated to the hospital by fax or e-mail.
- The claim requests process communication with to you.
- After completing the formalities, the claim amount released as per the policy terms and conditions.
Royal Sundaram Health Insurance Online Renewal Process
The Life Assured can Renewal the Royal Sundaram Health Insurance in two ways either Online or Offline. Offline in the sense, You can visit the Nearest Branch Office of Royal Sundaram and then Renewal the Policy directly. Or else You can Renewal the Policy Through Online.
Royal Sundaram Medical Insurance Online Renewal Process:
- Visit the official site www.royalsundaram.in.
- Select your plan.
- Click the Renew Online button.
- By clicking the Button, You will go to another window having one form.
- Enter Correct Details like Policy No, Date Of Birth, and Contact Number, etc.
- Calculate the premium and Select the payment option –either Net Banking or Debit/Credit Card.
- You can take Print or Save the receipt of premium deposit.
Royal Sundaram Health Insurance Premium Calculator
Policy Holder can calculate the premium for the Medical Insurance Plans with the help of the Royal Sundaram premium calculator. For that calculation, You need to enter the following details. They are
- Name of the Policyholder.
- Plan.
- Email Id.
- Number of Individual.
- Mobile Number.
- Age.
- Sum Assured.
- Policy Term.