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Royal Sundaram Home Insurance Policy Review, Benefits and Features

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Royal Sundaram Home Insurance Plans details are provided here. This Royal Sundaram Insurance Policy cover your home against risks and also from the natural calamities. The Royal Sundaram General Insurance Policy Secure your home from natural or man-made catastrophe. So buy a new RS Home Insurance Plan to protect your home from the uncertainties. Therefore, check all the details of Home Insurance Plans of RS General like Benefits, Features, Coverages & Exclusions given below.

Royal Sundaram Home Insurance Policy

Home insurance is one of the thought that everyone would like to save money for their future home needs. In the recent years, paying home Insurance has become easier. The internet has made it easy to get cheaper home insurance quotes by allowing you to compare the rates on offer from some different insurance providers. Royal Sundaram General company provides householder policy for their customers, and this policy is exclusively designed to meet all the householder insurance requirements of the policyholder.

The Royal Sundaram General Insurance is one of the Best Policy in India. RSGH Insurance Policy offers various plans for their customers. The RSH Insurance is a property insurance Plan to protect your home against damages. This Policy takes legal responsibility for property damages and any injuries to you or your family. RS Household Insurance policy will help you restore your home. Here we have given the Coverages, Benefits and Key Features provided by Royal Sundaram Home Insurance Policies. The Various Home Insurance plans in Royal Sundaram General Insurance are given below.

  1. Home Shield Plan.
  2. Home Content Plan.

Royal Sundaram General Home Shield Insurance policy offers complete cover for your home building and boundary wall. The Home Shield Insurance policy pays to reconstruction or repair of your home if it is damaged / destroyed by fire, hail, hurricane or other disasters. This RSundaram Home Shield Insurance Plan is available for policy terms from three years to twenty Years with a discount on Premium up to 50%.

Home Content Plan – Royal Sundaram General Home Insurance Policy

Royal Sundaram Home Content Insurance Plan offers coverage to all Precious electronics, valuable jewellery, furniture and household appliance. The Royal Sundaram Home Insurance can provide protection against theft, larceny, burglary and fire accidents. This Policy also covers damage due to mechanical and electrical breakdown, Earthquake shock and all such perils. RS Home Content Insurance policy is available in three different schemes such as Platinum, Gold and Silver.

RSGH Insurance Policy Features and Benefits

The RS General Insurance Policy offers many features for its customers. “First Choice general insurer for India” is the Vision of Royal Sundaram General Insurance Company. Before buy a new RSG Home policy customer have to choose the plan based on the selected plan the benefits covered.

  1. Anytime, anywhere Renew policy.
  2. Easy Claim Process.
  3. Affordable Premium.
  4. Get Policy in 5 minutes.
  5. Facility to chat online for information.
  6. No need of Inspection and Documentation.
  7. Up to 50% discount on premium on selecting tenure ten years and above.
  8. Speedy authorization of repair/reconstruction.

For more details regarding tax benefits and extra, you have to refer official website Royal Sundaram General Insurance Company Co.Ltd.

Royal Sundaram General Insurance Home Plan Inclusions

The RSG Insurance Policy provides various plans, and those plans cover the different types of loss. The Inclusions are declared at the Insurance Policy Agreement. Following are the RoyalSundaram Home Insurance Policy coverages.

Perils covered by Home Insurance Policy:

  • Fire.
  • Lightning.
  • Earthquake (Fire and Shock) or other convulsions of nature.
  • Explosion / Implosion.
  • Strike / Riot / Malicious Damage.
  • Aircraft Damage.
  • Typhoon, Storm, Cyclone, Hurricane, Tempest, Flood, Tornado and Inundation Loss.
  • Subsidence and Landslide including Rockslide.
  • Impact Damage – Visible physical damage or loss of or destruction caused to the property insured due to impact by any Rail / Road vehicle or animal.
  • Bursting and overflowing of Apparatus, Water Tanks and Pipes
  • Missile Testing operations.
  • Leakage from Automatic Sprinkler Installations.
  • Bush Fire.

RSG Home Insurance Additional covers:

  1. Professional’s Fees.
  2. Reconstruction Cost.
  3. Debris Removal.
  4. Household appliances and electronics.
  5. Jewellery.
  6. Household contents.

RSGH Insurance Exclusions

Policy exclusion eliminates coverage for some damages. In many insurance policies, the insuring agreement includes Exclusion details. The Royal Sundaram General Home Insurance Policy also contains some Exclusions for damages. Follow us for getting the RSG Exclusion details about the Home Insurance plans. Here we have provided the RSGH Policy Exclusions.

  1. Loss arising out of Earthquake or other convulsions of nature.
  2. War, riot, invasion, malicious damage.
  3. Nuclear perils; ionising radiations.
  4. Damage caused by pollution.
  5. Building wall made of ‘Kutcha’ Construction.
  6. Damage by the retardation.
  7. Damage caused by wear and tear or depreciation.
  8. Acts of terrorism.

Royal Sundaram Home Insurance Plans Premium Calculator

The Home Insurance Plans Premium Calculator is available on the official website. Before going to buy the RSG Home Insurance policy you have to calculate the premiums. The process for calculating Premium is given below.

  1. Open the Official Website www.royalsundaram.in.
  2. The RS General Insurance Homepage will display.
  3. Click on the Home Insurance Option.
  4. Choose your plan from the right side navigation.
  5. Click on the Calculate Premium button.
  6. A new page will display with various options.
  7. Fill the fields with correct details.
  8. Calculate Your Premium.

If you are happy with that Insurance Policy, then buy a new policy through online / Offline.

RSG Home Insurance Policy Buying Process

Royal Sundaram Home Insurance Policy is available at the Nearest Branch Office of the RS General Insurance Company. Also, you can buy a new Royal Sundaram General Home Insurance policy through online. The Online Process for buying is given below.

  1. Open the Official Website www.royalsundaram.in.
  2. The RS General Insurance Homepage will display.
  3. Click on the Home Insurance Option.
  4. Home Insurance page with various options will display.
  5. Click on the Buy Now option.
  6. A new page will display with various options.
  7. Fill the fields with correct details.
  8. And upload the required documents with specified size.
  9. Here you can Calculate Your Premium.
  10. After that, Payment page will display.
  11. Finally, Pay the Money through online.
  12. A receipt will display on the screen.
  13. Take a Print out for the further reference.
  14. A new Home Insurance Plan buying is completed.

By following this procedure, the customer can successfully buy a new Royal Sundaram Home Insurance policy.

RS General Insurance Home Policy Renewal Process

Royal Sundaram General Home Insurance Policy Renewal is available at the Nearest Branch Office of the RS General Insurance Company. Also, you can Renewal Home Insurance policy through the official website. The Online Process for renewal is given below.

  1. Open Royal Sundaram General Insurance Homepage.
  2. Click on the Home Insurance Option.
  3. Home Insurance page with various options will display.
  4. Click on Renew policy option.
  5. A new page will display with various options.
  6. Enter your Policy Number.
  7. Enter your policy Expiry date.
  8. Click on the Submit button.
  9. It will redirect to the online payment page.
  10. Pay the money through online.
  11. Finally, A receipt will display on the screen.
  12. Take a Print out for the further reference.

By following this procedure customer can successfully Renewal their Royal Sundaram Home Insurance policy.

RoyalSundaram Home Insurance Claim Process

The customer can apply for Home Insurance Claim through online at the official website. The alternative ways to apply for the claim such as at Branch Office, Mail Id services and Helpline Number. The Online Claim Process is given below.

  1. Open RS General Insurance Homepage.
  2. Search for Claims Services.
  3. Click on Notify Claims Online option from the Home page.
  4. Click on Home Claim Form.
  5. A new page will display with various options.
  6. Fill the fields with correct details.
  7. Submit your Claim Form.

By following the above procedure, the customer can successfully submit their claim form to Royal Sundaram General Insurance Company.

Following information needs for intimating a claim.

  • Your Contact Numbers.
  • Policy Number.
  • Name of Insured
  • Date & Time of Loss
  • Nature of Loss
  • Location of Loss

The following documents required for the claim.

  • Claim form.
  • Regional policy Bond / Document.
  • Discharge form.
  • Cancel check or Bank Passbook xerox.
  • Proof of Accident.
  • Proof of title.

Royal Sundaram General Insurance Details

The Royal Sundaram General Insurance provides various insurance policies such as Home Insurance, Car Insurance, Travel Insurance, Health Insurance and Individual Personal Accident Insurance. RS General Insurance company Headquarters is located in Chennai. Royal For more details regarding RS General Home Insurance visits the Royal Sundaram General Insurance official website www.royalsundaram.in.