Obtaining a new experience is one of the essential aspects of life. Travelling possesses the power to remould us. The Travelling serves as an encouragement to the mind and the body and brings about the enhanced sense of joy in our lives. Whether it is a business trip or a vacation that you are peering forward to, Travelling abroad is surely an exciting affair. The Royal Sundaram Travel Insurance protects you from unpredicted circumstances that include non-medical and medical emergencies.
Royal Sundaram Travel Insurance Plan Review
The Royal Sundaram Overseas Travel Plan is designed to secure from any form of discomfort, especially when you are away from your motherland. Royal Sundaram General Insurance-Travel Plan is wilful to cover trip cancellation, medical expenses, flight delays, lost baggage and other losses. Secure yourself from the unforeseen troubles with the best travel insurance presents by Royal Sundaram. While Travelling abroad, you may face difficulties like Trip cancellation, medical emergency, loss of baggage and passport, etc. The Royal Sundaram General Insurance introduced a Travel Insurance for the individuals who are travelling overseas. The Royal Sundaram Travel Insurance Plan fulfil the needs of the family, individual, students and senior citizens.
Whether you are planning a family vacation or a regular traveller, the Royal Sundaram Overseas Travel Insurance is the best option for you. The Travel Insurance provides cover for emergency medical expenses incurred by bodily injury, sickness, disease or death.
Royal Sundaram Overseas Travel Insurance Eligibility Conditions
Royal Sundaram Travel Insurance Plan provides a total coverage for the loss of baggage, any form of language delays, flight delays, loss of important documents and also covers medical expenses at the most affordable rates. The packages offered by Royal Sundaram General Insurance ensure that all your trips are risk and hassle-free.
Eligibility age for Royal Sundaram Travel Insurance Policy
Here we were furnishing the Eligibility period for the Travel Insurance Plan offered by Royal Sundaram General Insurance.
The occasion of your travel should not be for immigration or studies.
- Infants above 90 days.
- Adults up to 70 years of age.
Types of Travel Plan offered by Royal Sundaram General Insurance
Duration of Travel Insurance Plan Cover can select from two Plans as mentioned below.
- Single Trip Travel Insurance
The Royal Sundaram Single Trip cover starts from the moment insured board a flight for an abroad trip and ends on the date he/she returns to India. The Single Trip travel insurance cover offered by Royal Sundaram is available for up to a period of 180 days.
- Multi Trip Travel Insurance
The Multi-Trip cover is accessible for 365 days. Wherein the Insured can travel overseas multiple times. The maximum duration of each and every trip should not exceed 45 days and the total number of days spent abroad should not exceed 180 days.
Royal Sundaram Travel Insurance Key Features
Check the Royal Sundaram Overseas Travel Insurance Key Features from the following section.
- Get Policy within Five minutes, medical tests or without documentation, online.
- Dedicated customer helpline for 24 * 7 facility.
- Easy Claims process-ISO certified.
- Flexible coverages with attractive Premium rates.
- Cashless hospitalisation in overseas.
- Medical advice over the telephone.
- The Medical services provider referral.
- The arrangement of hospital admissions in a case of medical emergency.
- Monitoring of medical condition during hospitalisation.
- Direct settlement for in-hospital medical expenses.
- Emergency medical evacuation.
- Medical repatriation.
- In the unexpected event of death, transportation of mortal remains.
- The Medical expense covered up to 60 days even after the expiry of Policy, if the person is undergoing medical treatment.
- If emergency treatment can be provided in India and person’s transportation is possible, we will cover treatment for up to 30 days in India.
- Exchange rate information.
- Inoculation & Visa requirement info.
- Embassy referral service.
- Lost baggage and lost Passport assistance.
- Interpreter referrals.
- Emergency message transmission service.
- Legal referral service.
- Information on claims procedure.
- Weather information.
Royal Sundaram Travel Plan Inclusions
The Royal Sundaram offers the best Travel Plan with a broad range of benefits for you and your family. Royal Sundaram Travel Insurance presents options for Family, individuals, Students and Senior Citizens, etc. For all these Royal Travel Insurance plans there are some exclusive Benefits, Coverages and key features mentioned below. Royal Sundaram Travel plan offer customised options that can enclose almost any Travel need that you might have.
Good health is extremely significant, especially while going aboard. Check the health Coverages offered by the Royal Sundaram which covers your total health expenses on the trip.
- Overseas Medical Coverage up to the US $ 150,000.
- Security against unpredicted emergency surgeries, diagnostic tests & medical help prescribed by the attending physician.
- Covers essential dental treatments and emergencies.
- Bears cost of transportation during medical emergencies
- Inconvenience caused during the trip
- Total cover for the loss of checked-in baggage.
- Coverage for delays of checked-in luggage which includes reimbursement for emergency purchase of clothing & toiletries.
- Cover loss of travel documents which includes rebates & reissuing duplicate records.
- You can also utilise hijack distress allowance under this Royal Sundaram Travel Insurance.
The Royal Sundaram Travel Insurance package offers a unique coverage for your home in India, up to Rs. 2,00,000/-. Home Insurance is significant in the case of fire-related incidents, house breaks, theft, etc. while insured are on a trip abroad. Royal Sundaram Travel Insurance is one of the few insurers to cover Royal Sundaram Home Insurance in India. This Plan aids you to travel worry-free and with complete peace of mind.
The Insured can use the facility of the automatic extension, where Travel insurance period is extended by another Seven days before the eventual expiration date.
The Royal Sundaram Travel Insurance will offer a cover of up to the US $ 200,000 if insured become a legal liability to a third party abroad.
The Royal Sundaram General Insurance – Travel Plan offers coverage in a case of an unfortunate accident. This coverage is available for physical disabilities, as well as deaths.
Repatriation of remains
The Compensation for the transportation of mortal remains to the country, in the case of an untimely and unfortunate death of the life assured.
Royal Sundaram Travel Plan Coverages
|S.no||Risks Coverage||Multi Trip Travel Insurance||Single Trip Travel Insurance||Deductibles|
|1.||Overseas Health Cover||1,00,000/-||1,50,000/-||25,000/-||50,000/-||1,00,000/-||1,50,000/-||USD 100.|
|2.||Emergency Dental treatment||400/-||400/-||300/-||300/-||400/-||400/-||USD 150.|
|3.||Repatriation of remains||7,500/-||7,500/-||7,500/-||7,500/-||7,500/-||7,500/-||Nil.|
|4.||Hospital Daily Allowance (after 72 hours)||15/day||15/day||NA||NA||NA||NA||72 hrs.|
|5.||Accidental Death & Dismemberment 24 hours||25,000/-||25,000/-||5,000/-||10,000/-||15,000/-||15,000/-||Nil.|
|6.||Accidental Death & Dismemberment Common Carrier||NA||NA||NA||NA||5000||5000||Nil.|
|7.||Loss of Checked Baggage||1000/-||1000/-||250/-||500/-||1000/-||1000/-||Nil.|
|8.||Baggage Delay (After 12 hrs)||100/-||100/-||50/-||50/-||100/-||100/-||12 Hours.|
|9.||Loss of Passport or Visa||250||250||250||250||250||250||USD 30.|
|Hijack Distress Allowance||100/ Day,Max 500.||100/ Day,Max 500.||NA||NA||100/ Day,Max 500.||100/ Day,Max 500.||24 Hours.|
|11.||Trip Delay(After 12 hrs)||10 / 12 hrs,Max 100.||10 / 12 hrs,Max 100.||NA||NA||10 / 12 hrs,Max 100.||10 / 12 hrs,Max 100.||12 Hours.|
|12.||Home Insurance (Per Family)||Rs. 2,00,000/-||Rs. 2,00,000/-||NA||NA||Rs. 1,00,000/-||Rs. 1,00,000 /-||NIL.|
|50,000/-(INR)||1,00,000/- (INR)||1,00,000/-(INR)||1,00,000/-(INR)||USD 200.|
|14.||Automatic Extension of Policy up to 7 days extension||Yes||Yes||Yes||Yes||Yes||Yes||NIL.|
Royal Sundaram Overseas Travel Insurance Exclusions
List of exclusions of Travel Insurance offered by Royal Sundaram General Insurance. Check the Royal Sundaram General Insurance- Travel Plan Exclusion in the below section. The Royal Sundaram travel plan does not cover claims arising out of specified exclusions. Some of the notable exclusions are mentioned here.
Overseas Health Cover
- Pregnancy and its related complications.
- Pre-existing diseases.
- Medical expenses for alcohol and drug abuse, overdose or addiction.
- Any costs related to mental or psychiatric disorders.2. Personal Accident Cover
- An accident while ballooning or engaging in aviation, except when the Insured Person is flying as a fare paying passenger on a multi-engine, commercial aircraft.
- Claim for death or Disablement of the Insured from,
(a) Intentional self-injury, suicide or attempted suicide.
(b) While the influence of intoxicating liquor or drugs.
(c) Self-endangerment unless in self-defense or to save the life.
A claim arising out of sporting activities such as training or participation in competitions of professional or semiprofessional sports individual, unless declared beforehand & necessary additional premium paid.
Royal Sundaram Travel Plan Buying Process
The Royal Sundaram Travel Insurance purchasing process is available here. Before buying the Royal Sundaram Travel Insurance, read the Plan details carefully. The Insured can buy this Royal Sundaram Travel Insurance Plan in two ways either online or offline. For Online mode refer the Royal Sundaram General Insurance India Official Website. For offline mode, Visit the nearest Royal Sundaram General Insurance Branch Office. Get the documents required for the Royal Sundaram General Insurance Plans here.
- Proposal Form with the Photograph.
- Age proof of the General assured.
- Nominee & General Assured Address Proof.
Royal Sundaram Household Insurance Plan Buying Procedure
- Decide the amount of premium amount insured wish to invest. And also Decide on the Sum Assured amount.
- Royal Sundaram General Advisor will aid you to fill in the application form.
- A cheque will have to be drawn in favour of Royal Sundaram General Insurance Co Ltd.
- A verification call from Royal Sundaram General Insurance centre will make once you apply for the policy.
Royal Sundaram Overseas Travel Insurance Online Renewal
The Royal Sundaram Travel Insurance Renewal is possible in two ways. Either offline or online. For offline renewal of Royal Sundaram Travel Insurance, insured must visit the Royal Sundaram General Insurance Branch Office within the grace period. The policyholder should fill the respective forms regarding the Householder’s policy and make a payment. Royal Sundaram Householder Insurance Renewal Process through Offline is a time taking process. To make renewal process easy for you, Royal Sundaram Travel Insurance company offers Royal Sundaram Online renewal option.
Royal Sundaram Travel Insurance policy renewal through online is an easy process compared to the offline process. The Royal Sundaram online renewal option assists the insured to renew your Royal Sundaram Travel Insurance Policy through online. By using Royal Sundaram Travel Insurance renewal through online, you can renew the policy at any time any place with simple clicks. Royal Sundaram General Insurance policies have the policy period of One year. If insured interested in continuing the Travel Insurance policy, then She/He can renew the policy every year by Royal Sundaram General Insurance renewal through online. Check the Contents required for the Royal Sundaram General Insurance- Travel Insurance Renewal.
- Name of the Policyholder.
- Policy Document Number.
- Date of Birth.
- Mobile Number& Email ID of Policyholder.
Royal Sundaram Overseas Travel Insurance Plans Claim Procedure
The Life Insured can claim the Travel Insurance plan offered by Royal Sundaram General Insurance after the completion of the policy period. In the case of eventual illness of the policyholder, the nominee can claim instead of the General assured. The insured need to submit the claim documents to Royal Sundaram General Insurance Company or a Third Party Administrator (TPA) on the diagnosis of the cancer conditions. Once Royal Sundaram Company approves of the claim, the benefit amount payable under the policy will be transferred to policyholder’s account through a NEFT payout or transfer. Let us have a glance at the documents required for Claim the Royal Sundaram General Royal Sundaram General Endowment Plan here.
- Original policy Bond / Document.
- Discharge form.
- NEFT Payout Form.
- Cancel check or Bank Passbook xerox.
- Proof of Accident and Disability.
- Death certificate ( If in the case of the eventual death of the Life Insured).
Royal Sundaram Travel Insurance Plan Premium Calculator
Royal Sundaram General Premium Calculator is to calculate Premium amount for yearly, half-yearly, quarterly and monthly of any Travel Insurance policy. This Royal Sundaram travel plan calculator is used to estimate the benefits offered by the Royal Sundaram Travel Insurance Plan. The Royal Sundaram General Maturity Calculator provision helps policyholder to calculate the premium and amount paid to the insured after maturity. Royal Sundaram Premium Calculator is useful for the insured to calculate their Maturity amount and premium amount.
To make your Travel comfortable, Royal Sundaram Travel Insurance offers a broad range of solutions. If you are looking for a plan that guarantees protection Royal Sundaram Travel Plans are the best Option for you. Royal Sundaram Travel Insurance Plan has come up with different insurance plans to assist you in all stages of General.
- Enter Name.
- Date of Birth.
- Mobile number and email.
- Policy term.
- Sum Assured.