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Royal Sundaram Two Wheeler Insurance | Royal Sundaram General Insurance Key Features, Benefits

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Royal Sundaram Two Wheeler Insurance is a plan of Royal Sundaram Alliance Insurance Company. The Royal Sundaram Insurance provides many Insurance Plans. Royal Sundaram Vehicle Insurance offers different Motor Insurance Policies for the the customers. The Policyholder can select any of the Plan according to the requirement. Let us know the Two Wheeler Insurance details here. The Policyholder can make Royal Sundaram Two Wheeler Policy Renewal Online by visiting the Official Website. Therefore, check the Renewal Process, Claiming Method and Premium Calculation details.

Royal Sundaram Two Wheeler Insurance Review

Initially, Royal Sundaram is a joint venture of Sundaram Finance and Royal & Sun Alliance Insurance. Later the entire equity came with Sundaram Finance and other Indian Shareholders. Royal Sundaram General Insurance won the Celent Model Insurer Asia Award for the year 2013. The Royal Sundaram Insurance is the first company to introduce cashless settlement. It mainly concentrates on health claims and to tie up with banks for selling retail products. Royal Sundaram’s official website is www.royalsundaram.in. Check the Royal Sundaram Insurance Policy Details in it. Royal Sundaram Two Wheeler Insurance Key Features & Benefits, Coverages and Inclusions are available here. Therefore, check them while deciding to take that particular Plan.

Why do we take Bike Insurance?

It is very common to have Two-wheelers. Therefore, it is a very obvious thing to have insurance on the two-wheelers. It is because the cost of the bikes is not so cheap as the old ones to avoid the insurance Policy. Hence, we must know the Key features of the RSG Bike Insurance. A Two-wheeler Insurance Policy is mandatory under the Motor Vehicle Act. Every two wheeler owner must have insurance which covers third party injury, death or property damage. Hence, check the Covers which you get for the Two Wheeler Insurance.

With Royal Sundaram Two Wheeler Insurance, you can cover:

  • Two wheeler against theft, accidents, disasters such as floods, earthquake, fire, etc.
  • Family members (including self) with Personal Accident Policy
  • Pillion riders
  • Damage to someone else’s vehicle or property.
  • Injury/Death of another person due to the Accidents.

Types of Royal Sundaram Two Wheeler Insurance

There are two kinds of Bike Insurance in this company. We have made them available here. Those who want to buy a Policy can use the info. Personal Accident cover for Owner-Driver is also available in Third Party Insurance. So, Covering your Two Wheeler with at least Third Party Insurance is mandatory, as per the Motor Vehicles Act. Therefore, check the information properly while going to Buy a Plan.

  • (i) Third Party Policy – It is a Liability Only Policy and covers all third party liabilities such as the following.
    • Bodily injury or death of the third party.
    • Property Damage of the third party.
  • (ii) Package Policy – It covers Loss or Damage to the vehicle (Own Damage) in addition to the Third Party cover. It is also known as comprehensive cover. You can cover your two-wheeler against damage due to the following reasons. Therefore, check the information once.
    • Road accidents.
    • Theft.
    • Fire accidents.
    • Natural disasters such as flood inundation, lightning, cyclone, etc.
    • Riot or strike.

Therefore, check the Policies in detail and choose the best among them while opting for a Policy.

Discounts in Two-wheeler Insurance:

The discounts that come under the Two Wheeler Insurance Policy are available here. Once check them for better Knowledge about the Plans.

  • Voluntary Deductible Discount.
  • No Claim Bonus.
  • Automobile Association Discount.

Hence, let us see the Key Features and Benefits of Royal Sundaram Two Wheeler Insurance & know the other Benefits of the Plans.

Royal Sundaram Two Wheeler Insurance Key Benefits & Features

The Royal Sundaram Insurance covers Total or Partial Loss/Damage to your Two Wheeler due to the following reasons. Hence, check them once.

  • Natural Calamities: It involves Fire, explosion, self-lightning. Also, earthquake, flood, typhoon, hurricane, storm, and many other Natural disasters. The other among them are inundation; cyclone, hailstorm, frost, landslide, rockslide also comes under this.
  • Man-made Calamities: It also includes Burglary, theft, riot, strike, malicious act. If it is an accident by external means, terrorist activity, any damage in transit by road. It also involves rail, inland waterway, lift, elevator or air also.
  • Unlimited Responsibility for Third Party death/ bodily injury Claims also. Insurance for third party property damage up to a limit of Rs. 1 lac. Personal Accident Cover for you upto 1 lac.
  • If you are a member of Automobile Association of India, you can get up to 5% discount on the Own Damage Premium (or) Max of Rs.50.
  • Transfer of No Claim Bonus (NCB). It is possible from other insurance company on renewal with Royal Sundaram’s Two-wheeler Insurance Policy Online.
  • Personal accident cover for pillion riders.

Therefore, check the information like Premium Calculator, Buying Process and Claiming Process here.

Royal Sundaram Two Wheeler Insurance Plans Premium Calculator

The Two Wheeler Insurance Plans Premium Calculator is available on the official website. Before going to buy the RSG Bike Insurance policy you have to calculate the premiums. The process for calculating Premium is given below.

  1. Open the Official Website www.royalsundaram.in.
  2. The RS General Insurance Homepage will display.
  3. Click on the Two Wheeler Insurance Option.
  4. The complete information is available on the Page.
  5. Click on the Calculate Premium button on the right Side.
  6. A new page will display with various options.
  7. Fill the fields with correct details.
  8. Calculate Your Premium.

Therefore, if the customers like the Policy, then buy one through online/Offline.

RSG Two-wheeler Insurance Policy Buying Process

Royal Sundaram Two Wheeler Insurance is available at the Nearest Branch Office of the RS General Insurance Company. Also, you can buy a new Royal Sundaram General Insurance policy through online. The Online Process for buying is given below.

  1. Open the Official Website www.royalsundaram.in.
  2. The RS General Insurance Homepage will display.
  3. Click on the Two Wheeler Insurance Option.
  4. The Two Wheeler Insurance page with various options will display.
  5. Select the Buy new Policy Radium Button option at the right side of the Page.
  6. A new page will display with various options.
  7. Fill the fields with Proper details.
  8. And upload the required documents with specified size.
  9. Here you can also Calculate Your Premium.
  10. After that, Payment page will display.
  11. Finally, Pay the Money through online.
  12. A receipt will display on the screen.
  13. Take the Print out for any further reference.

Finally, the Policy is registered in the name of the Policyholders. Hence, use the above Process for buying any of the Insurance Policies.

RS General Insurance Two Wheeler Policy Renewal Process

Royal Sundaram Insurance Policy Renewal is available at the nearest Branch Office of the RS General Insurance Company. Also, you can Renew Two Wheeler Insurance policy through the official website. The Online Process for renewal is given below.

  1. Open Royal Sundaram General Insurance Homepage.
  2. Click on the Two Wheeler Insurance Option.
  3. Two Wheeler Insurance page with various options will appear.
  4. Click on Renew Existing policy Radium Button option.
  5. A new page will display with various options.
  6. Enter your Policy Number.
  7. Enter your policy Expiry date.
  8. Click on the Submit button.
  9. It will redirect to the online payment page.
  10. Pay the money through online.
  11. Finally, A receipt will display on the screen.
  12. Take a Print out for the further reference also.

Royal Sundaram Two Wheeler Insurance Claim Process

The Customers can apply for claiming the Bike Insurance through online at the official website. The alternative ways to claim the Policy are at Branch Office, Mail Id services and Helpline Number. The Online Claim Process is available below. Therefore, check the information about all documents and Process.

  1. Open RS General Insurance Homepage.
  2. Check for Claims Services.
  3. Click on Notify Claims Online option from the Home page.
  4. Click on the relevant Claim Form.
  5. A new page will display with various options.
  6. Fill the fields with correct details.
  7. Submit your Claim Form also.

Once, check the following steps carefully and follow them for more clarity. Therefore, use the Stepwise Procedure and for further details visit the official Site.

Steps:

  • First of all, Claim Should be intimated to the Insurance company immediately with the policy particulars.
  • No repair before the survey of the vehicle, because a Survey Officer will verify the bike.
  • Survey is on receipt of claim intimation and submission of Complete details of repairs from the repairer.
  • Original Registration Certificate and Driving licence are also necessary to the company for verification and return
  • Duly filled in & Signed claim form to be sent to the Repairer/Surveyor. For company owned vehicles, company seal and authorised person signature should be affixed on the claim form.
  • Fill FIR wherever Third party injury /death /property damage is involved.
  • The company may ask for additional documents and clarification/Information if any, depending on the requirement of the claim.
  • The cashless facility will be arranged if required documents are in order.
  • Based on the Surveyors instruction, Vehicle to be produced for re-Inspection on completion of repair works.
  • Original bill along with Satisfaction voucher for cashless claims is necessary for processing of the claim.
  • For Reimbursement claims, Original Cash Bill or Invoice with Cash receipt is required for processing of the claim.
  • The detailed theft claims process letter will be sent to the Insured’s policy/claim form address through Registered Post offer intimation of theft claim.

The Documents which are necessary to apply for the policy are available below. Once check them while claiming the Policy.

  • Your Contact Numbers
  • Policy Number
  • Name of Insured person
  • Date & Time of accident
  • Vehicle number
  • Make and Model
  • Location of Loss
  • Brief Description of Accident.
  • Driver Name.
  • Place & contact details of the Person if the individual intimating the claim is not insured also.

Therefore, check the complete information about Royal Sundaram Two Wheeler Insurance. So, check the official Website www.royalsundaram.com.