SBI General Health Insurance Review | SBI Medical Insurance Features and Benefits

People can get many Benefits by having Health Insurance. Because Medical Insurance Plans protects you and your family from financial losses. Even if you are in good health, you never know when you might have an accident or get sick. A trip to the hospital can be much more costly which you never expect. SBI General Health Insurance covers these costs and offers many other important benefits.

SBI General Health Insurance Policy

The State Bank of India General Insurance is one of the Best Policy in India. SBI General Health Insurance Policy offers various plans for their customers. These Insurance Plans aim to help you to achieve better health and secure you. To overcome the medical burden SBI General company provides State Bank of India Health Insurance Plan. This Policy coverage the medical treatment expenses. Here we have given the Coverages, Benefits and Key Features provided by SBI Medical Insurance Policies. The Various Health Insurance plans are given below.

1. Health Insurance.
2. Arogya Premier.
3. Hospital Daily Cash.
4. Arogya Plus.
5. Arogya Top up.
6. Health Insurance – SBI.
7. Critical Illness.

SBI Health Insurance

People are unique and have different levels of control over their health. SBI General Insurance aim is to help the customer and achieve better health. Present health care costs are increased for illness or injury. That’s why State Bank of India provided this Health Insurance. This SBI Insurance policy protects you and your family. For more details regarding this SBI General Health Insurance Policy, click on the State Bank of India Health Insurance Plan Brochure provided here.

State Bank of India Arogya Premier

State Bank of India General Insurance Company understands the rising health care costs of the people. SBI General’s Arogya Premier Policy covers the special healthcare requirements of individuals. This plan offers medical treatment from top medical experts. For more details regarding this SBI General Health Insurance Policy, click on the Arogya Premier Plan Brochure provided here.

SBI Hospital Daily Cash Plan

Sudden Illness/ Disease or Accidental injury can highly stress you. SBI General’s Hospital Daily Cash Insurance Policy can control your situations like this. The Policy provides fixed benefit for every day of hospitalisation. This Plan also offers additional protection and takes care of additional expenses such as like travelling, food, etc. which are not covered under Health Insurance Policy. For more details regarding this Policy, click on the Hospital Daily Cash Plan Brochure provided here.

State Bank of India Arogya Plus Plan

Medical expenses burden is increased with rising medical costs. State Bank of India General’s Arogya Plus Policy is a financial protection against rising hospitalisation expenses and OPD medical expenses. This policy focuses on treatment by taking care of medical expenses better. For more details regarding this SBI General Health Insurance Policy, click on the Arogya Plus Plan Brochure provided here.

Arogya Top up – SBI Health Insurance Policy

Sometimes medical costs surpass the insured value normal health insurance policy. SBI General’s Arogya Top Up Policy offers additional protection at a minimum premium so the customer can smoothly overcome the rising medical costs. For more details regarding this SBI General Health Insurance Policy, click on the Arogya Top up Plan Brochure provided here.

Health Insurance – SBI

With unexpected illness or injury and rising health care costs can leave you financially destroyed and highly stressed. With Health Insurance – SBI individual and family can be in control by making treatment expenses. For more details regarding this SBI General Health Insurance Policy visit the official website.

SBI Critical Illness – General Health Insurance Policy

SBI General’s Critical Illness Insurance Policy covers you against 13 most important critical illnesses. The Policy offers a fixed sum, irrespective of actual medical expenses. This State Bank of India Medical Insurance Plan helps you bear the high cost of treatment with critical illness. For more details regarding this SBI General Health Insurance Policy, click on the Critical Illness Plan Brochure provided here.

State Bank of India Helth Insurance Policy Features and Benefits

The SBI General Insurance Policy offers many features for its customers. “Be the trusted general insurer in India with transparent business practices” is the Vision of State Bank of India Insurance Company. Before buy a new SBI Health policy customer have to choose the plan based on the selected plan the benefits covered.

1. Wide coverage.
2. Save Tax under Sec 80D.
3. Assured renewal.
4. Free Look Period of 15 days.
5. Entry age 18 to 65 years.
6. Coverage against 13 most critical Illnesses.
7. Grace Period of 30 days.
8. Sum Insured available on fixed or reducing basis.
9. Flexible Plan options.
10. Multiple coverage options.

SBI Health Insurance Inclusions

The State Bank of India General Insurance Policy provides various plans, and those plans cover the different types of loss. The Inclusions are declared at the Insurance Policy Agreement. Following are the SBI Health Insurance Policy coverages.

1. Medical Treatment with Room, Board.
2. Medical Treatment in Intensive Care Unit.
3. Consultants & Specialists Fees.
4. Appliances.
5. Pre-hospitalisation.
6. Post-hospitalisation.
7. Free Medical Check-up.
8. Ambulance charges.
9. Limit of Cataract.
10. Child Care.
11. Parental Care.
12. Cashless facility.
13. Domiciliary Hospitalisation.
14. Anaesthesia, Blood, Oxygen, OT Charges, Surgical Appliances.
15. Room rent, boarding expenses.
16. Organ Donor Expenses.
17. Medical Practitioner and Specialists Fees.
18. Co-Payment on all eligible admissible claims.

State Bank of India Health Insurance Exclusions

Policy exclusion eliminates coverage for some damages. In many insurance policies, the insuring agreement includes Exclusion details. The State Bank of India General Health Insurance Policy also contains some Exclusions for damages. Follow us for getting the SBI Exclusion details about the Health Insurance plans. Here we have provided the SBI Policy Exclusions.

1. Pre-Existing illness.
2. Attempted suicide or intentionally self-inflicted Illness or Injury.
3. All expenses related to AIDS and related diseases.
4. Use of drugs or alcohol.
5. War, riot, invasion, acts of terrorism, malicious damage.
6. Nuclear perils; ionising radiations.
7. Congenital diseases.
8. Treatment took outside India.
9. Experimental and unproven treatment.
10. Epidemic disease recognised by Indian Government, etc.

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