In present days, most of the individuals want to take a rest from their routine lifestyle just for the relaxing purpose like some of them want to go for business tours, and some of them go for visit scenarios. Today the life of the human being is uncertain, and we can’t predict our life. This article especially relevant to get the complete details like advantages, eligibility and other related info of Star Health Travel Insurance Plans. So, have a look at this article keenly.
Star Health Travel Insurance Plans
During your Travelling time, most of the things happened, and we can’t guess it. Taking travel insurance is the right way to the travellers to secure your life from various unexpected things. Without any savings, the common man cannot spend that much of expenses on the various issues like medical care, robbed baggage. So, the Travel Insurance Plans help the people to some extent. Therefore, all individuals must have to adopt these Travel Insurance plans to get some Financial support during your journey. For the policyholders, those who want to get the various benefits on travel, Star Health introduces some Travel Insurance Policies for their customers.
The various policies are Star Travel Protect Insurance policy, Star Student Travel Protect Insurance Policy, etc. Star Health Travel Insurance provides various Star Health Travel Insurance Plans for Individuals, family, senior citizens and dependent children plans. In this article, you need to check the all the available Investment plans offered by the Star Health Insurance. Most of all plans have its key features, benefits and advantages. Since various Plans included in the Star Health Insurance may be as follows
- Star Travel Protect Insurance policy.
- Corporate Travel Protect Insurance policy of the Star Health.
- Star Student Travel Protect Insurance Policy.
Star Travel Protect Insurance policy
It is a Quick-sanction policy by the star health insurance company under Star Health Travel Insurance Plans. This Policy is for individuals who are travelling abroad with various benefits. Check furthermore details of this policy like Highlights, Benefits, Eligibility, and Exclusions, etc.
Highlights
- This Policy includes Emergency medical expenses comprising medical evacuation and transportation of mortal life.
- It also has emergency dental expenses resulting accident.
- Start Travel Protect Insurance cover the Loss of reducing in things, Trip Cancellation, Missed Departure/Connection, Delay of checked in baggage, Flight Delay, Loss of Passport, and Hijack Distress, etc.
- It covers Personal Accident conditions.
- It gives Legal Liability for bodily injury/ property damage to the 3rd party.
Benefits
If you want to travel abroad on holiday or business purpose, and then Star Travel Protect insurance policy provides the following requirements to you in needed situations. The various situations are as follows.
- It includes emergency medical expenses.
- Missed departure/connection.
- Destruction of your checked in baggage(up to the limits).
- Financial loss on cancellation of your trip due to any accidental bodily injury/death of a family member.
- Any Legal Liability that may be fixed upon you, if you cause any bodily injury or property damage to any third party.
- Repatriation Benefit.
- Reasonable expenses incurred for obtaining the new passport.
- In the case of flight delay situations.
- Repatriation in the case of medical emergency.
- Hijack distress.
- Compensation resulting accidental injuries.
- Any emergency dental expenses following an accident.
- Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours.
Eligibility
A person who is travelling abroad for work or vacation and a permanent resident of India- above six months of age are eligible to take this overseas travel insurance by the Start Heath Insurance Company.
General Terms
The medical screening will undergo to all the persons those who have above 65 years of age.
Advantages
- This company tie up with reputed overseas assistance companies to provide policy services abroad.
- At regular intervals, free Health magazines are issued to the policyholders.
- It has a free storage facility for storing medical records in the form of electronic.
The benefits mentioned herein are only an outline of the policy. For details, please contact your nearest Star Health office or call toll free no 1800 425 2255 / 1800 102 4477.
Exclusions
- Loss directly or indirectly caused by happening through or in consequence of
- If the insured is aware of any circumstances that could reasonably be expected to give rise to a claim.
- With the intention of receiving medical treatment.
- Received terminal prognosis for a medical condition.
- Travel against medical advice.
- Winter sports or the use of dry ski slopes.
- Manual work of any kind.
- Direct participation in riots or civil commotion.
- Treatment for any pre-existing condition.
- If the policyholder engaged in any organised sports or professional, mountaineering, etc.
- Claims increased by insured’s act or omission.
- In case you are travelling with the intention of receiving medical treatment.
- Claims arising from pregnancy.
- Claims relating directly or indirectly as a result of bankruptcy or liquidation.
- If any case relating to events occurring before the commencement of the cover or otherwise outside the period of insurance.
For furthermore details about this Travel Insurance plan need to refer the policy condition. And download the Broucher from the attached below link & read all the information which you want regarding this Policy.
Download Star Health Travel Insurance Broucher
Star Corporate Travel Protect Insurance Policy
It is another category of Star Health Travel Insurance plans. This Start Corporate Travel Protect Insurance is meant for business employees travelling to abroad.
Highlights
- This applies to the corporate executives who travel regularly to abroad.
- In the case of emergency medical expenses comprising medical evacuation & transportation of mortal remains conditions.
- It is possible in emergency dental expenses resulting accident.
- Cover for Loss of checked in baggage, Flight Delay, Loss of Passport, Delay of checked in baggage, Missed Departure/Connection, Hijack Distress, and Trip Cancellation.
- In Personal Accident situation it protects the policyholder by claim process.
- Cover for Legal Liability for bodily injury/property damage to the 3rd party.
Benefits
If you want to travel abroad on holiday or business purpose, then Star Travel Protect insurance policy provides the following requirements to you in needed situations. The various situations are as follows.
- The cost of loss of traveller’s checked-in baggage.
- Any emergency dental expenses following an accident.
- Reasonable expenses incurred for obtaining a new passport.
- Emergency medical transportation to India.
- Compensation following accidental injuries.
- Emergency medicinal expenses while you travel/stay abroad.
- Repatriation of mortal remains.
- Any travel expenses incurred in sending a substitute employee following the covered sickness/accidental injuries of the insured employee.
- Expenses relating to travel and accommodation incurred due to missed departure/connection.
- Flight Delay Situations.
- Hijack distress.
- Any legal liability that may be fastened upon the traveller, if he/she causes any bodily injury or property damage to any third party while on an insured trip.
- Expenses on an emergency purchase of consumables due to any delay in handing over traveller’s checked in baggage by the carrier for more than 12 hours.
Eligibility
All the corporate officials stay in India aged above 18 years who are travelling to abroad on business purposes are eligible to take this corporate travel insurance. It is necessary to do medical tests for this travel insurance for persons who are above 65 years. The various medical tests are as follows
Not normally required.
- ECG, fasting and postprandial blood sugar,
- Cholesterol profile and
- Urine strip test plan reports are required to be submitted along with the proposal.
General Terms
There are various general terms available under this category. The various terms are as follows
Plan and Trip Options
This corporate travel insurance plan is prepared for Travel worldwide including USA and Canada, for sum insured limits of
- USD 1,00,000,
- The USD 2,50,000 and
- USD 5,00,000.
Pre-acceptance Medical Screening
For the persons, Exceed 65 years of age are required to undergo medical screening test.
Before Claim Procedure
The primary step in the claim process is to inform to the claims assistance of the company to a register a claim.
Advantages
- Free Health magazines are issued to policyholders at regular intervals.
- Tie up with reputed overseas assistance companies to render policy services abroad.
- Faster and hassle-free claim settlement.
- Facility for maintaining personal health records in electronic format.
Star Student Travel Protect Insurance Policy
Its is a health insurance policy to help the students in foreign countries. Most of the benefits seem like as above plan’s benefits.
Highlights
- It is a Policy for the candidates those who are going to abroad for studies.
- It provides emergency dental expenses to the candidates in case of an accident condition.
- The policy will offer Emergency medical expenses like medical evacuation and transportation of mortal remains.
- Cover for Loss of Passport, Loss of checked in baggage, etc.
- The maximum period: 365 days and it can be extended to another 365 days.
Benefits
There are several categorised under Student Travel Protect Insurance Policy benefits. They are as follows
Medical Benefits of the student insurance Plan
- Repatriation of mortal remains.
- Dental emergency expenses following an accident.
- Emergency medical expenses.
- Emergency transportation back to India.
Travel Related Benefits of the student plan
- Baggage checked.
- Injuries caused by accidents.
Legal Claims Conditions
- The cost of bail bond following false arrest or wrongful detention.
- Bodily injury to third parties/damage to their property.
Compassionate
- In the case of hospitalisation, visit of one important family member.
- Repatriation due to medical reasons or death of family member, resulting in interruption in study
- In the event of a death of sponsor then compensation of tuition fee for the balance period will be paid.
Before Claims Procedure:
The insured person those who claim the policy can contact our claims assistance to the registration process.
Eligibility
All the students are available/eligible to apply for this type of policy.
Advantages
- Faster and hassle-free claim settlement.
- It has the facility for maintaining personal health records in electronic format.
- Free Health magazines issued to life insured at regular intervals.
- Tie up with fame overseas assistance companies to provide policy services abroad.
The benefits mentioned in this page are only an outline of the policy. For more and complete details, please contact your nearest Star Health Office or call toll free no 1800 425 2255/1800 102 447. You may also have the Broucher regarding this policy and download the policy to know the complete information.
Download Star Health Student Travel Protect Insurance Policy Broucher
Star Health Insurance Premium Calculator
The Star Health Policyholders can make use of the Star Health Insurance Premium Calculator to compute the monthly Premium of the buyed Star Health Travel Insurance Plans. With this, you can check the total Maturity Amount of your buyed policy. Before going to check the premium amount by using the premium calculator you also need to have the basic information about your policy. The Basic Information of Star Health Travel Insurance Plans listed here for your reference.
- Name.
- Mobile Number.
- Mail Id.
- Policy Investment.
- Age, and
- Minimum Sum Assured required calculating the Star Health Insurance Premiums.
Buying Process of Star Health Investment Plan
The Star Health Buying Process is available in many methods. One way of buying Star Health Travel Insurance Plans is by visiting the nearest Star Health Insurance Company Branch Officer. You can also buy the new Star Health Investment Plans in Online by visiting the its official website. An online Buying process is very easy rather than visiting the branch office. Another way of buying process is contacting the Star Health Agent. For buying new Travel insurance, first of all, you get ready with these documents required to fill the application form?
- Address Proof.
- Medical Reports (if required).
- Proposal form in addition to the photo, and
- Age Proof, and so on.
Star Health Travel Insurance Claim Process
The Claim Process of the Star Health Travel Insurance Plans will exist with the death of the Policyholder. To claim the buyed policy, you need to submit the related documents of the policy. Finally, the documents required while claim process of the Star Health Travel Insurance Plans listed below. As a result, you will get the claim benefits.
- NEFT Form.
- Address Proof of Nominee.
- Hospital Records including Discharge Summary.
- Additional documents, in the case of death, occurred due to unnatural or accidental death.
- Date of Birth Proof.
- Death Certificate Original from Municipal / Local Authorities.
- A copy of Pass Book.
- Original Policy Document, and
- Claimant’s Statement and Claim Forms.