Tata AIA Life Wealth Plans are provided below. There are various wealth insurance policies offered by the company like Wealth Pro, InvestOne, Fortune Maxima, Fortune Pro, and Wealth Maxima. So check out the plans to buy so that you can lead a secure and happy life.
Tata AIA Life Wealth Plans
As almost all of our Indian Families Depends on a Single Person. If Something happens to a Sole Earner, the whole family will be affected. To Protect the Family even in Uncertainties Tata AIA Life Insurance Company has introduced the Wealth Plans. Tata AIA Life Wealth Plans Provide Safety and Security to your Family even in your Absence.
Tata AIA Life Wealth Plans are the Ideal Solution to Provide a Strong Foundation to Protect the Income of our Loved Ones. It is sure that you will get a Peace of Mind and at the Same time, it will provide Financial Support to your Family in case of unfortunate/ sudden death of life Assured. Interested Users can buy the Tata AIA Life Protection Plans at a very attractive and easily affordable Price. The Various Protections Plans available under Tata AIA Life Insurance are Wealth Pro, InvestOne, Fortune Maxima, Fortune Pro, and Wealth Maxima.
Tata AIA Life Insurance Wealth Policies
Tata AIA Life Insurance provided five types of plans for the customers who want to secure the Life Assured future. Here we have provided the list of plans and their features. These features may help you for the better understanding of the Tata AIA Life Wealth Plans.
- Wealth Pro.
- InvestOne.
- Fortune Maxima.
- Fortune Pro.
- Wealth Maxima.
Tata AIA Life Wealth Pro Plan
Tata and AIA both combinedly offering a Wealth Pro Plan. It is A Non-Participating Unit Linked Endowment Insurance plan. The Unique Identification Number of Tata AIA Life Insurance Wealth Pro Plan is 110L111V01. Here we have provided some key features, Benefits, and Eligibility Conditions for the Wealth Pro Plan.
Key Features of Tata AIA Life Wealth Pro Policy
- Flexibility to pay premium one time or for a limited period as per your choice.
- Regular Loyalty Additions to boost investments.
- Flexibility to choose from 6 Fund options for enhanced investment opportunities.
- Option to customise your plan with three additional unit deducting riders.
- Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy.
- Tax benefits.
Benefits of TataAIA Life Insurance Wealth Pro Plan
- Basic Sum Assured.
- Regular/Single Premium Fund Value.
- 105 percent of the total Regular/Single Premiums paid.
- 10 times of the annualised premium.
Eligibility Criteria of Tata AIA Life Wealth Plans
| Plan Parameters | Minimum | Maximum |
| Age at Entry | 0 (30 days) | 30 |
| Premium | Single Pay – Rs. 5,00,000
Regular/Limited Pay – Rs. 2,50,000 per annum |
No Limit |
| Age at Maturity | 18 | 75 |
| Premium Payment Term | Policy Term less 5 years | |
| Policy Term | 15 to 40 years | |
| Premium Payment Options | Annual/Half-yearly/ Monthly/Quarterly | |
For more details, you can also check the Tata AIA Wealth Pro Policy Brochure.
Tata AIA InvestOne Plan Details
Tata AIA InvestOne Policy is a Linked Plan which gives the investment risk in investment portfolio is borne by the policyholder. Check the features, Benefits, and Eligibility Criteria so that you can buy the policy. The Unique Identification Number of Tata AIA InvestOne Policy is UIN: 110L121V01.
Salient Features of Tata AIA Life Insurance InvestOne Plan is
- Pay premium once.
- Guaranteed Maturity Addition.
- Loyalty Additions.
- Attractive premium allocation charges.
- Tax benefits.
- Flexibility to choose from 8 Fund options for enhanced investment opportunities.
Benefits of Tata AIA Life Invest One Policy
As every plan has some key benefits, TataAIA Life InvestOne Plan also has the major benefits. Check out the benefits of Tata AIA Wealth Plans.
- Death Benefit.
- Maturity Benefit.
Maturity Benefit:
On survival of the life Assured until the end of the policy term, Total Fund Value valued at applicable NAV on the date of maturity will be payable.
Death Benefit:
In case of the death of life Assured during the policy term, the nominees will get the highest of
- The Basic Sum Assured or
- Single Premium Fund Value of this Policy or
- 105 percent of the Single Premium paid.
You can also get the other benefits like
- Loyalty Addition.
- Guaranteed Maturity Addition.
Eligibility Conditions for Tata AIA InvestOne Plan
| Plan Parameters | Minimum | Maximum |
| Age at Entry | 0 (30 days) | 60 |
| Premium |
Rs. 100000/- |
No Limit |
| Age at Maturity | 18 | 75 |
| Premium Payment Term | Policy Term less 5 years | |
| Policy Term | 15 to 30 years | |
| Premium Payment Options | Single Mode | |
| Minimum Sum Assured | 1.25 times the Single Premium | |
You can also additional information like Paid Up Value, Surrender Value, etc. in the Policy brochure.
Tata AIA Fortune Maxima Plan Details
Tata AIA Fortune Maxima plan is a Non-Participating Unit Linked Whole of Life Plan. Go through the following to get complete information of the Tata AIA Life Insurance Fortune Maxima Wealth Plan.
Salient Features of Tata AIA Fortune Maxima Plan
- Pay the premium for once or Limited premium.
- Flexibility to choose from 6 Fund options for enhanced investment opportunities.
- Regular Loyalty Additions to boost investments.
- Tax benefits.
Tata AIA Fortune Maxima Benefits
Life Assured will get the two types of benefits under Tata AIA Life Insurance Fortune Maxima Plan
- Death Benefit.
- Maturity Benefit.
TataAIA Life Insurance Fortune Maxima Wealth Policy Eligibility Criteria
| Plan Parameters | Minimum | Maximum |
| Age at Entry | 0 (30 days) | 60 years |
| Premium | Rs. 100000/- | No Limit |
| Age at Maturity(Maximum) | 100 years | |
| Premium Payment Term | Policy Term less 5 years | |
| Policy Term |
|
|
| Premium Payment Options | Single Mode/ Limited Premium | |
| Minimum Sum Assured | 1.25 times the Single Premium | |
You can also get the complete details like additional benefits, Maturity Sum Assured, etc. at Tata AIA Fortune Maxima Policy Broucher.
Brief Info of Tata AIA Fortune Pro Plan
Tata AIA Fortune Pro Plan is a Non-Participating Unit Linked Endowment Insurance plan. It gives a financial protection to your family during the policy term and adjusts itself to your desired level of growth.
Make a look at the Features and Benefits of the Tata AIA Fortune Pro Wealth Plan so that you may get interested in this plan.
Features of Tata AIA Fortune Pro Policy
- Single Premium or Limited Premium option.
- Regular Loyalty Additions.
- Option to customise your plan with three additional unit deducting riders.
- Tax benefits.
- Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy.
Tata AIA Life Insurance Fortune Pro Benefits
The major benefits under this Tata AIA Life Wealth Plan are
- Death Benefit.
- Maturity Benefit.
Tata AIA Fortune Eligibility Criteria
| Plan Parameters | Minimum | Maximum |
| Age at Entry | 0 (30 days) | 60 years |
| Premium | Rs. 100000/- | No Limit |
| Age at Maturity(Maximum) | 100 years | |
| Premium Payment Term | Policy Term less 5 years | |
| Policy Term | (100 – Issue Age) | |
| Premium Payment Options | Single Mode/ Limited Premium | |
| Minimum Sum Assured | 1.25 times the Single Premium | |
| Minimum Premium Pay |
|
|
Tata AIA Wealth Maxima Plan Features and Benefits
Tata AIA Wealth maxima Plan is a Non-Participating Unit Linked Whole of Life Plan. It provides a financial security to the life Assured’s family at unfortunate cases. Those who want to provide financial security to the family can buy this plan. To know the plan in detail can go through the following sections of this segment.
Salient features of Tata AIA Wealth Maxima Plan
- Single Premium or Limited Premium option.
- Regular Loyalty Additions.
- Option to customise your plan with three additional unit deducting riders.
- Tax benefits.
- Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy.
Tata AIA Wealth Maxima Benefits
The major benefits under this Tata AIA Life Wealth Maxima Plan are
- Death Benefit.
- Maturity Benefit.
Maturity Benefit:
On survival of the life Assured until the end of the policy term, Total Fund Value valued at applicable NAV on the date of maturity will be payable.
Death Benefit:
In case of the death of life Assured during the policy term, the nominees will get the highest of
- The Basic Sum Assured or
- Single Premium Fund Value of this Policy or
- 105 percent of the Single Premium paid or
- The Regular / Single Premium Fund Value of this Policy.
Tata AIA Wealth Maxima Eligibility Criteria & Conditions
| Plan Parameters | Minimum | Maximum |
| Age at Entry | 0 (30 days) | 60 years |
| Premium | Rs. 100000/- | No Limit |
| Age at Maturity(Maximum) | 100 years | |
| Premium Payment Term | Policy Term less 5 years | |
| Policy Term | (100 – Issue Age) | |
| Premium Payment Options | Single Mode/ Limited Premium | |
| Minimum Sum Assured | 1.25 times the Single Premium | |
| Minimum Premium |
|
No Limit |
For more details like Riders, Rebates, etc you can check policy brochure given by the company.
Tata AIA Life Insurance Premium Calculator
To calculate the premium and Maturity Benefit for the Wealth Plan, there is need of some data. So the general documents required to calculate the premium is
- Name of the Policyholder.
- Email Id.
- Mobile Number.
- Age Proof.
- Policy Term.
- Sum Assured.
How to Buy Tata AIA Wealth Policy?
In Case of Death or Disability Occurred due to the Sudden Accident of the Policyholder during the Policy Term or if your Policy Maturity Period completed, the Policyholder/ Nominee can apply for Claim. The policyholder can visit the nearest TataAIA Life Branch Office to buy the Proposal form. Or you can go through the online to purchase the Policy. You can also get the Tata AIA Life Wealth Plan through the Agent.
Documents needed for Tata AIA Wealth Plan
- Application form/ Proposal form along with a photo.
- Address Proof.
- Age Proof.
- Medical reports (If required).
Claim Procedure for Tata AIA Wealth Insurance Plan
Nominees can claim for the Wealth Plan after the death of the policyholder or after the successful completion of the premium.
The documents required to claim for the Tata AIA Life Wealth Plans are
- Original Policy Document.
- Proof of title.
- Death Proof.
- Medical treatment documents before death.
- Age proof.
- Additional documents in case of death occurred due to unnatural or accidental death.
Additional Information on Tata AIA Wealth Plans
Grace Period:
If the Policyholder doesn’t pay the premium within the time, the company will extend the time to pay the premium is a grace period. Tata AIA Life Wealth Plans has a grace period of 30 days. Assured candidate can pay the premium within this Grace Period.
Revival Period:
If the Policyholder doesn’t pay the premium within the grace period, then the Policy will be a lapse. A lapsed Term Plan will be revived within the two consecutive years from the date of first unpaid premium. This Term plan will be revived before the expiry period of Policy term.
Surrender Value:
If the insured candidate wants to return the policy within the Minimum Policy Term, surrender value will the paid to the policyholder.
Free Look Period:
If you are not Satisfied with the Terms and Conditions of the Policy, you can Return your Policy before Completion of Free-look Period.
Policy Lapse: If you have not paid the premiums for the first three full years and also within the grace period, then your policy will close/ lapse. In this case, there are no benefits will be payable under this lapsed policy.
Surrender Value:
Tata AIA Life Wealth Plans can Surrender at any time during the Policy Term after Full Payment of Premiums for three Successful years.