TATA AIG Health Insurance – Check Various Medical Insurance Plans, Review, Buying Process, and Claiming Process

People can get many Benefits by having Health Insurance. Because Medical Insurance Plans protects you and your family from financial losses. Even if you are in good health, you never know when you might have an accident or get sick. A trip to the hospital can be much more costly which you never expect. TATA AIG Health Insurance covers these costs and offers many other important benefits. In addition to that, Medical Insurance protects everyone in your family against financial loss from the unexpected.

TATA AIG Health Insurance

TATA AIG Insurance Company offers various types of General Insurance plans like Motor, Travel, Health, Individual Personal Accident, Home, and Lifestyle Insurance. Finally, TATA AIG Health Insurance Plan is the best Medical Insurance Plan to provide medical expenses during hospitalisation including room charges, doctor/surgeon’s fee, medicine bills, etc. Hence Interested people can buy or Renewal the TATA AIG Medical Insurance Plans to secure you and your family during unpredictable Critical Illnesses. We have provided various types of TATA AIG Life Insurance Health Plans with Features and Benefits. So the people who are going to invest the money in the TATA Medical Insurance Plans can check the Eligibility, Buying and Claiming Process, etc.

 Various TAT AIG Life Health Insurance Plans

1. MediPrime
2. Wellsurance Executive
3. Wellsurance Woman
4. Critical Illness Policy
5. Wellsurance Family
6. Individual Accident & Sickness Hospital Cash
7. MediPlus
8. MediSenior
9. MediRaksha
10. Group Accident and Sickness Hospital Cash Policy

Tata AIG Health Insurance Policy Details

Tata AIG Insurance offers various health insurance plans for Individuals, Family, women, Group, senior citizens, etc. So the people who want to buy can check the Details given below. You can get the information of Key Features, Benefits, Exclusions, and Inclusions etc. Clearly mentioned below.

MediPrime Insurance Plan Key Features

In- patient hospitalisation: Policy provides medical expenses including room rent, ICU, nursing, medicines drugs & consumables covered without any sub-limits.

Pre and Post Hospitalisation medical expenses: The Company will bear the expenses for the 30 days immediately before hospitalisation and upto 60 days immediately after discharge.

Day Care Procedures: Policy also covers medical expenses for 140 different day care treatments.

Domiciliary Treatment: The Company will bear expenses for the medical treatment at home.

Organ Donor: Under this policy, covers In-patient medical expenses will be covered for surgery and storage of the Organ for the Donar and organ transplantation.

Accidental Dental Treatment: The health insurance policy covers inpatient coverage upto 100% of Sum insured and outpatient treatment upto Rs 5,000 for sum insured between 2 lakhs to 4 lakhs and upto Rs. 7,500 for sum insured between 5 lakhs to 10 lakhs.

Ayush Benefit: The company provides medical expenses incurred for In-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy, upto Rs. 20,000.

Daily Cash for Accompanying an Insured Child: If the Policy Holder is hospitalised at the child age of 12 years or less, the company will pay a cash of Rs. 300 per day & maximum upto Rs. 9,000.

Vaccination for Animal bite treatment: The policy covers Inpatient coverage upto 100% of sum insured and outpatient treatment upto Rs. 5,000 per policy year.

Benefits of TATA AIG MediPrime Insurance Plan

Tax Benefits: The Life Assured can get tax benefits for the premium paid on policies as per section 80D of the Income Tax Act.

Lifelong Renewal: The Policy Holder got the Lifelong Renewal option when the buyer paid the premium without any gap.

The Network of hospitals: TATA AIG Company will provide the network of 3000+ hospitals across India. So the Policy Holder can go to those hospitals by carrying original photo identity proof along with the cashless card to avail cashless hospitalisation.

Settlement of your claims: The Life Insured can claim the Policy at any time. The Company can settle your claims very easily and quickly.

Coverages/Inclusions of TATA AIG MedPrime Health Insurance Plan

• This Health Insurance Policy Covers Medical Expenses including Room Charges and ICU Charges etc.
• Policy coverage starts 30 days from the 1st inception of the policy which is called as Waiting Period.
• In this MedPrime Health Policy, Buyer can insure himself, his spouse, upto 3 dependent children and their parents. can cover a maximum of 5 family members and 7 members under
• Under this Policy, Life Insured can cover a maximum of 5 family members and 7 members under the individual policy.
• It Provides Medical expenses for 140 different Day Care procedures.

TATA AIG MedPrime Insurance Plan Exclusions

• Intentionally self-inflicted Injury or Illness
• Suicide Attempt
• Treatment of Obesity and any weight control program
• Plastic surgery or cosmetic surgery
• Mental Health Treatments
• Conditions related to or arising out of HIV AIDS
• War, the act of foreign enemy, war like operations and military or usurped acts.
• Pregnancy and all related conditions
• Abuse of drugs and alcohol and addiction or overdose

MedPrime Health Plan Eligibility Criteria

• The people who are having Minimum of 18 Years and Maximum of 65 Years can Buy this Plan.
• The Buyer can cover a maximum of 5 family members and seven members under the individual policy.

1. Tata AIG Medi Prime Health Insurance Plan

Tata AIG General Insurance Company Limited MediPrime is a transparent cashless health insurance policy without any Co-payment on health expenses, so both you and your savings remain healthy. Unique Identification Number is UIN: IRDA/NL-HLT/TAGI/P-H/V.I/34/13-14. This health insurance policy offers you cashless mediclaim within 4 hours.

Add-Ons of MediPrime Health Insurance Policy:

• Policy Holder can get a 10% family discount on individual plans if 3 or more family members.
• The Company Provides an additional 5% discount on premium by choosing a 2-year term.
• If the Life Assured renewal the policy without claiming, then he/she will get the following additional incentives.
  • Policy Holder will get a Cumulative Bonus of 10% for every claim-free year accumulating up to 50%. In a case of the claim during the policy year, you will get reduced bonus sum assured by 10% at the time of renewal.
  • This Policy offers a health check-up up to 1% of the Sum Insured per Policy.

If you want to know the additional information regarding this MediPrime Medical Policy, You can check the Brochure

2. Tata AIG Wellsurance Executive Policy

Wellsurance Executive Policy is designed to cover unforeseen medical expenses of busy executives. It (UIN: IRDA/NL-HLT/TAGI/P-H/V.I/69/13-14) provides medical expenses for critical illnesses, Major and Minor surgeries, miscellaneous hospital expenses, post hospitalisation benefits.

4. TATA AIG Wellsurance Woman Policy

Wellsurance Woman Policy is a perfect health insurance for women that looks beyond her health insurance needs and ensures her well being in all phases of life. This TATA AIG Health Insurance UIN: IRDA/NL-HLT/TAGI/P-H/V.I/47/14-15 to provide insurance to cover against Critical Illnesses.

For More Details, Click Here

5. TATA AIG Critical Illness Insurance Plan

Tata AIG Criticare Critical Illness Health Insurance policy is a special health insurance policy that offers a lump sum payment on diagnosis of certain critical illnesses. The policy is available without any medical examination test and offers tax benefits under section 80D too. The Unique Identification number is UIN: IRDA/NL-HLT/TAGI/P-H(C)/V.I/299/13-14.

Critical Illness Health Insurance Brochure

6. TATA AIG MediSenior

MediSenior Medical Insurance Plan is an open, transparent and comprehensive insurance policy especially for senior citizens. so the people can focus on your good health without any financial worry after retirement by buying this Policy. UIN: IRDA/NL-HLT/TAGI/P-H/V.I/98/13-14. This plan provides the medical expenses for the Senior Citizens to live stress-free life after Retirement.

For More Details, Check Brochure

7. MediPlus Health Insurance Plan

TATA AIG MediPlus Health Insurance Plan is a top-up health insurance plan to enhance your current health insurance with a higher total coverage at an affordable premium. MediPlus Health Policy (UIN: IRDA/NL-HLT/TAGI/P-H/V.I/97/13-14) is the perfect medical insurance plan to provide health protection for you and your family in the times of rising medical costs.

Add-Ons of MediPlus Health Insurance Policy:

•  Buyer can get 10% family discount if 2 or more family members are covered under the policy.
•  It Offers additional 7.5% discount by paying the premium in advance of 2 years.

Check the Brochure of MediPlus to get More Details

8. TATA AIG MediRaksha Insurance Policy

MediRaksha Health Plan is an affordable health insurance policy that will help you and your family in taking care of a medical emergency and the rising medical costs you may have not predicted so far. It is a basic medical insurance plan, covering emergencies and illnesses, hospitalisation and surgical treatments. UIN: IRDA/NL-HLT/TAGI/P-H/V.I/99/13-14

Add-Ons of MediRakshak Health Insurance Policy:

•  It Offers additional 7.5% discount by paying the premium in advance of 2 years.
•  Buyer can get 10% family discount if 2 or more family members are covered under the policy.

To check Further More Information, Download Brochure

TATA AIG Health Insurance Buying Process

The people who want to buy the TAT AIG Medical Insurance Policy can buy through online or offline. Offline means, you can visit the nearest branch of TATA AIG Insurance Company and buy directly. For offline Buying, Policy Holder should require the following documents.

Through Online:

• Visit the Official Site.
• Click on the Health Insurance.
• Now You can Select the Plan you want to buy.
• You can see the Have us Call you Form on the right side of the page.
• Fill the form with details and select the Buy option given there.
• click on the Submit.
• After receiving the form, they will call you as soon as Possible.

The Documents required for buying the Insurance Policy are

• Application form / Proposal form along with the photograph.
• Address Proof.
• Age Proof.
• Home Papers etc.

TATA AIG Insurance Health Plan Claim Process

Tata AIG allows cashless claims and reimbursement claims on their health insurance plans. So the Life Insured can easily claim their policy.

• Cashless Claims.
• Reimbursement Claims.

Cashless Claims:

Under this Claim Process, the Policy Holder do not have to pay the medical expenses when you are hospitalised in a Network Hospital. Then TATA AIG Company will settle the bills through the Third Party Administrator. The claim procedure of TATA AIG Health Insurance is as follows

• Buyer should get admitted in a network hospital.
• Then contact the Third Party Administrator of Tata AIG through toll-free number 1800-425-4033 or at 1800-22-9966 and can also fax the TPA at +91-40-23541400.
• After that, TPA will review the documents.
• The confirmation will be communicated to the hospital by fax or e-mail.
• The claim request will be communicated to you.
• After completing the formalities, the claim will be settled as per the policy terms and conditions.

Reimbursement Claims:

Life Insured can reimburse their Hospitalisation Expenses if their Cashless claim doesn’t get approved or in the case of your treatment at a non-network hospital. You have to first clear the bills. After that, you can get the insurance benefit by contacting the third Party Administrator. Check the below Procedure.

• Clears the Bills at the Non-Network Hospital.
• Contact TPA.
• Submit all Relevant Documents to TPA.
• The TATA AIG Life claim processing team will check the documents Submitted.
• The Policy claim request will be reviewed and the approval or rejection of the claim will be communicated to you.
• The claim will be settled as per the terms and conditions of the policy
• Finally, The company will give reimbursement of  approved amount to you.

TATA AIG Health Insurance Online Renewal Process

The Life Assured can Renewal the TATA AIG Health Insurance in two ways either Online or Offline. Offline in the sense, You can visit the Nearest Branch Office of TATA AIG and then Renewal the Policy directly. Or else You can Renewal the Policy Through Online.

TATA AIG Medical Insurance Online Renewal Process:

• Visit the official site www.tataaiginsurance.in.
• Select the Plan which you want to Renewal.
• Click the Renew Online button.
• By clicking the Button, You will go to another window having one form.
• Enter Correct details like Policy No, Date Of Birth, and Contact Number etc.
• Calculate the premium and Select the payment option –either Net Banking or Debit/Credit Card.
• Save or print the receipt of premium deposit .

TATA AIG Health Insurance Premium Calculator

Buyers can calculate the premium and Maturity Benefit for the Medical Insurance Plans with the help of the premium calculator. For that calculation, You need to enter the following details. They are

• Name of the Policyholder.
• Number of Individual.
• Email Id.
• Mobile Number.
• Age.
• Policy Term.
• Sum Assured.