Universal Sompo Car Insurance Provides security to your vehicle when it gets damaged or Stolen. For those people who have motor vehicle they have to take the Motor vehicle insurance policy, to protect your car and third parties also. Taking the Private car insurance policy is necessary. Otherwise, their vehicle will be seized. Universal Sompo Motor Vehicle Insurance Renewal and premium payment here. Check Universal Sampo General Insurance Reviews, Key Features and Benefits. We have given the Universal Sompo Motor Insurance Policy Addons, Inclusions, Exclusions and furthermore details on this page.
Universal Sompo Motor Insurance Plan
Having private car insurance is a legal requirement. It is the right level of cover, provides financial protection if your vehicle was damaged. Universal Sompo car Insurance will also provide cover for injuries to other drivers, third party or pedestrians, and their vehicle. Nowadays Accidents usually happen because of many reasons. If you have a Universal Sompo Motor Insurance Policy, you can drive happily without worries. It not only protects your car, but it also protects you and the third party also. For that, you have to take Motor insurance at the time of vehicle buying.
If you are Driving without motor insurance is illegal. If you don’t have car insurance, you have to pay the fine or disqualified from driving. The fine for without insurance is unlimited and also you have to pay the penalty for your license. Present The Government is taking action on penalties for uninsured drivers who kill or are involved in accidents. The police officers also have the power to seize and destroy any vehicle if it not insured.
Universal Sompo General Insurance Co. Ltd
Universal Sompo General Insurance Co. Ltd has introduced a Motor insurance plan for the people who have the motor vehicle. It can protect your car financially under the damaged, stolen, and other issues. Check the Universal Sompo Car Insurance Reviews, Features and Benefits, Addons, Inclusions, Exclusion on our page.
Universal Sompo Car Insurance Policy Features and Benefits
Universal Sompo Private Car Insurance Policy covers Vehicles used for social, domestic and pleasure purpose and also for the professional purpose. If you used your car for racing, hire or reward, pace making, reliability trial, speed testing and other reasons insurance not covered.
Key Features and Benefits of Universal Sompo Car Insurance
- You can get Instant Car Insurance Policy.
- Faster Claim Settlement.
- It covers Personal Accidents which occurs unexpectedly.
- Direct Settlement for the specified garages where you are repairing the car.
- Quick Surveys are available for claim settlement.
- Roadside Assistance.
What does Universal Sompo Car Insurance Policy cover?
- Lost or damaged to the vehicle by fire explosion self-ignition or lightning.
- On housebreaking or theft.
- By riot and strike.
- During the earthquake (fire and shock damage).
- During the floods, typhoon, hurricane storm, tempest inundation cyclone hailstorm frost.
- By accidental external means.
- Due to the malicious act.
- By terrorist activity.
- While in transit by road rail inland-waterway lift elevator or air.
- By landslide rockslide.
Third Party Liability Coverage
- Third party injuries, or Thirty part Death.
- The policy cover includes the settlement of claims or legal expenses as demanded by the law and the third party.
- Third party property damage, caused by insured’s vehicle.
Universal Sompo Motor Insurance Addons
- Nil Depreciation cover.
- Daily Cash Allowance.
- Return to Invoice.
- Accidental Hospitalisation Clause for Family.
- Road Side Assistance.
- Key Replacement.
- Secure Towing (Higher Towing and Removal Costs).
- The cost of Consumables.
- Hydrostatic Lock Cover.
Road Side Assistance Freedom
The Benefits Applicable under Basic Program.
- “On Site” Minor Repairs of the Covered car.
- Fuel Delivery.
- Flat Tyre Support.
- Locked/Lost Keys.
- Emptying of the Fuel Tank.
- Battery Jumpstart.
- Transportation of the Covered Vehicle.
- Relay of Urgent Message.
Universal Sompo Private Car Insurance Inclusions and Exclusions
Private Car Insurance Inclusions:
- Lost or damaged the vehicle by fire explosion self-ignition or lightning.
- On housebreaking or theft.
- By riot and strike.
- During the earthquake (fire and shock damage).
- During the floods, typhoon, hurricane storm, tempest inundation cyclone hailstorm frost.
- By accidental external means.
- Due to the malicious act.
- By terrorist activity.
- While in transit by road rail inland-waterway lift elevator or air.
- By landslide rockslide.
Private Car Insurance Exclusions:
- Any accidents outside the Geographical Area.
- Consequential loss, normal wear and tear.
- If you are Driving without a valid licence for the class of vehicle.
- Vehicle not being used as per Limitation as to use defined.
- Taking liquor/ drugs while Driving.
Universal Sompo Private Car Insurance Other Features
- There is No Provision of Claims bonus for claims free experience.
- There is Discount for approved anti-theft devices installed in the vehicle.
- Discount for opting higher voluntary excess
- Concession for specially designed/modified car for blind, physically challenged and mentally challenged persons
- Depreciation, for the parts needing replacement in the accident, is defined.
- Discount for specially Designed/ Modified vehicles for the blind, physically challenged and mentally challenged persons.
Universal Sompo General Insurance Policy Buying procedure
Universal Sompo General Insurance policy can be purchased by Online mode and Offline mode.
Online Buying process Steps
- Go to the Universal Sompo General Insurance official website: www.shriramgi.com.
- Click on General Motor Insurance and Select Universal Sompo Car Insurance Policy.
- Calculate Premium with the help of Universal Sompo Premium Calculator and Buy Online.
Offline Buying Process Steps
The nominee has to buy the general insurance policy from the licensed agent. Universal Sompo Car Insurance Proposal Forms are required for Buying a policy offline. Universal Sompo General Insurance Forms & documents are needed for Buying a new plan.
- The customer can visit the nearest Universal Sompo General Insurance branch to Purchase Private Car Insurance policy.
- Assured may download the Universal Sompo Private Car Insurance Forms and Documents from the official website.
- Insured has the option to select the premium amount, and he has to pay the premium in terms.
- The Policy covered have to attach the relevant documents along with Universal Sompo Car Insurance Forms such as proposal form.
Universal Sompo General Motor Insurance Renewal Process
To Renewal the Universal Sompo car Insurance Policy follow the below steps.
- Visit the Universal Sompo official Website.
- Select the Motor Insurance Renewal.
- Enter your policy details and click on payment.
- You can pay your premium through internet banking/ debit card/ credit card etc.
- After successful renewal, you will receive a digitally signed slip on your registered mail.
- The policyholder can also take a printout of the copy.
Universal Sompo Private Car Insurance Claiming Process
To claim the Universal Sompo Private Car Insurance Follow the Below Steps.
- First, you have to inform the company immediately by calling to Toll-Free No 1-800-22-4030 when your vehicle gets damaged or stolen.
- The Policyholder have to submit the claim application form or bill of your repaired car.
- They will appoint the surveyor to inspect the loss of your vehicle.
- The Surveyor checks the damaged vehicle and submits the report to the company.
- You can apply for Reimbursement from the repaired bill.
- If in the case of commercial vehicles damage the company will appoint the spot reporting team.
Furthermore, details you can check the Universal Sompo General Motor Insurance Policy Brochure.